Surry County property record for 218 Thornecliffe Dr, State Road, NC 28676
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,931 sqft · built 2006 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,500 (Feb 2006) |
| Tax Bill | $3,775 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4954-03-11-7863 |
| Primary APN | 4954-03-11-7863 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,931 sqft Living Area |
| 1st Floor Area | 5,051 sqft |
| Basement Area | 2,942 sqft |
| Unfinished Basement | 2,942 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 86,684 sqft (1.99 acres) |
| Garage Type | Mixed |
| Garage Area | 1,416 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 10002658 |
|---|---|
| Street Address | 218 THORNECLIFFE DR |
| City | STATE ROAD |
| State | NC |
| Zip | 28676-9263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 13 THORNECLIFFE PB 14 PG 47 |
| Legal Subdivision | THORNECLIFFE |
| Legal Lot Number | 13 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 930802 |
218 Thornecliffe Dr is owned and occupied by two individuals who bought it in February 2006.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 THORNECLIFFE DR, STATE ROAD, NC 28676-9263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 9, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2006 · Amount on File |
| Deed Sale | Feb 1, 2006 · Amount on File |
| Prior Sale | Jul 1, 2000 · Amount on File |
| Deed Document Number | 20064227770002 |
| Deed Book / Page | 1117 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 218 THORNECLIFFE DR, STATE ROAD, NC 28676-9263 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001890/394 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 1890/394 |
| Instrument | 714745 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 218 THORNECLIFFE DR, STATE ROAD, NC 28676-9263 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0016190929 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 1619/0929 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ELKIN, NC 28621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jan 4, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 218 Thornecliffe Dr was $3,775, up 4% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,775.00 (+4.02%) | $433,760 (-18.56%) Land $27,860 Building $405,900 | $433,760 (-18.56%) Land $27,860 Building $405,900 |
| 2025 | $3,629.00 | $532,610 Land $27,860 Building $504,750 | $532,610 Land $27,860 Building $504,750 |
| 2023 | $2,394.00 | $433,760 Land $27,860 Building $405,900 | $433,760 Land $27,860 Building $405,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Thornecliffe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 218 Thornecliffe Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Surry Telephone.
5G and 4G LTE (outdoors only)
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