245 Thornecliffe Dr, State Road, NC 28676 Property Records

Surry County property record for 245 Thornecliffe Dr, State Road, NC 28676

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,346 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Dec 2013)
Tax Bill	$3,095 (2026)
Deeds & Mortgages	Aug 2023 Sale Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4954-03-12-8198`

Property Details

APN / Parcel Number

Primary APN	`4954-03-12-8198`
Alternative APNs	`100090159` `100127163`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,346 sqft Living Area
1st Floor Area	2,346 sqft
Attic	Attic
Attic Area	364 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	565 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100127163
Street Address	245 THORNECLIFFE DR
City	STATE ROAD
State	NC
Zip	28676-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 THORNECLIFFE PB 14 PG 47
Legal Subdivision	THORNECLIFFE
Legal Lot Number	8
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	3
Census Block	3028
Census Tract	930802

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 THORNECLIFFE DR, STATE ROAD, NC 28676-9263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed, Transfer
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Sep 1, 1996
Deed Document Number	2013613966
Deed Book / Page	1469 / 1064
Last Transfer Date	Sep 9, 2022
Transfer Doc	001866/669
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SURRY NC
Recording Date	Aug 22, 2023
Property Address	245 THORNECLIFFE DR, STATE ROAD, NC 28676-9263
Document Number	001866/669
Book / Page	1866 / 669
Map Reference	MB 14 PG 7
Instrument Date	Sep 9, 2022
Instrument	708606
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 THORNECLIFFE DR, STATE ROAD, NC 28676-9263

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	245 THORNECLIFFE DR, STATE ROAD, NC 28676-9263
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1751/865
Date	Mar 10, 2021
Book Page	1751/865
Instrument	681834

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,095.00 (+4.03%)	$357,560 (-17.82%) Land $20,000 Building $337,560	$357,560 (-17.82%) Land $20,000 Building $337,560
2025	$2,975.00 (+50.79%)	$435,120 (+21.69%) Land $20,000 Building $415,120	$435,120 (+21.69%) Land $20,000 Building $415,120
2023	$1,973.00	$357,560 Land $20,000 Building $337,560	$357,560 Land $20,000 Building $337,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Surry Telephone.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Thornecliffe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures