181 Thornecliffe Dr, State Road, NC 28676 Property Records

Surry County property record for 181 Thornecliffe Dr, State Road, NC 28676

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,494 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,000 (Feb 2024)
Tax Bill	$2,716 (2026)
Deeds & Mortgages	Feb 2024 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4954-03-12-2081`

Property Details

APN / Parcel Number

Primary APN	`4954-03-12-2081`
Alternative APNs	`100117522` `100128737`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,494 sqft Living Area
1st Floor Area	1,247 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100128737
Street Address	181 THORNECLIFFE DR
City	STATE ROAD
State	NC
Zip	28676-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 THORNECLIFFE PB 14 PG 47
Legal Subdivision	THORNECLIFFE
Legal Lot Number	4
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	3
Census Block	3028
Census Tract	930802

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 THORNECLIFFE DR, STATE ROAD, NC 28676-9240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer
Sep 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	2024712917
Deed Book / Page	1882 / 1095
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 2, 2024
Property Address	181 THORNECLIFFE DR, STATE ROAD, NC 28676-9240
Document Number	01882/1095
Book / Page	1882 / 1095
Instrument Date	Feb 2, 2024
Instrument	712917
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 THORNECLIFFE DR, STATE ROAD, NC 28676-9240

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 30, 2020
Property Address	181 THORNECLIFFE DR, STATE ROAD, NC 28676-9240
Document Number	1728/1094
Book / Page	1728 / 1094
Instrument Date	Sep 30, 2020
Instrument	676879
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 THORNECLIFFE DR, STATE ROAD, NC 28676-9240

Mortgage

Document Number	676880
Date	Sep 30, 2020
Instrument	676880

Lender

Name	FIRST RELIANCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,716.00 (+4.02%)	$313,100 (-17.79%) Land $20,000 Building $293,100	$313,100 (-17.79%) Land $20,000 Building $293,100
2025	$2,611.00 (+77.98%)	$380,860 (+43.27%) Land $20,000 Building $360,860	$380,860 (+43.27%) Land $20,000 Building $360,860
2023	$1,467.00	$265,830 Land $20,000 Building $245,830	$265,830 Land $20,000 Building $245,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Surry Telephone.

Cell Coverage

5G and 4G LTE (outdoors only)

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