262 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 262 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,301 sqft · built 2016
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$653,000 (Jul 2019)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-260`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-260`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,301 sqft Living Area
1st Floor Area	1,462 sqft
Upper Floors Area	1,839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	262 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PHASE FIVE DESCRIPTION -LOT 128
Legal Subdivision	DARRELL CREEK PHASE FIVE
Legal Phase	5
Legal Lot Number	128
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2006
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	262 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jul 1, 2019	Grant Deed, Transfer · Line of Credit ALCOVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Mar 16, 2016 · Amount on Record
Deed Book / Page	805 / 340
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	262 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010340948
Date	Sep 21, 2021
Book Page	1034/948

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	262 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0899/0344
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 COMMONWEALTH RD MOUNT PLEASANT SC 294668370, MOUNT PLEASANT, SC 29466-8370

Mortgage

Document Number	0899/0344
Date	Jul 24, 2020
Book Page	000899/000344

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 1, 2019
Property Address	262 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8370
Document Number	0805/0340
Book / Page	000805 / 000340
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 COMMONWEALTH RD MOUNT PLEASANT SC 294668370, MOUNT PLEASANT, SC 29466-8370

Mortgage

Document Number	805/0341
Date	Jul 1, 2019
Book Page	000805/000341

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	805/0342,
Date	Jul 1, 2019
Book Page	000805/000342

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,123.00 (+12.42%)	$808,450 (+2,775%) Land $211,600 Building $596,850	$1,320,500 (+87.84%) Land $400,300 Building $920,200
2024	$2,778.00 (+8.3%)	$28,120 (-)
2022	$2,565.00	$28,120	$703,000 (-) Land $184,000 Building $519,000
2020			$703,000 Land $184,000 Building $519,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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