26257 Montera Loop NE, Kingston, WA 98346 Property Records

Kitsap County property record for 26257 Montera Loop NE, Kingston, WA 98346

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,858 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,280 (Mar 2010)
Tax Bill	$6,022 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5222-000-060-0008`

Property Details

APN / Parcel Number

Primary APN	`5222-000-060-0008`
Alternative APN	`2165389`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,858 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,037 sqft
2nd Floor Area	768 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Deck Area	32 sqft
Patio Area	68 sqft
Canopy	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	26257 MONTERA LOOP NE
City	KINGSTON
State	WA
Zip	98346-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 60, KINGSTON HILL DIVISION 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 88 THROUGH 92, INCLUSIVE, IN KITSAP COUNTY. SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	27
Legal Section	26
Legal Subdivision	KINGSTON HILL DIVISION 2
Legal Block	3
Legal Lot Number	60
Jurisdiction	KITSAP WA
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3017
Census Tract	90102

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26257 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit GTE FEDERAL CREDIT UNION
Nov 10, 2021	Deed of Trust, Mortgage · VA Mortgage US WIDE FINANCIAL LLC
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage US WIDE FINANCIAL LLC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Sep 12, 2017	Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2010 · Amount on Record
Deed Sale	Mar 25, 2010 · Amount on Record
Prior Sale	Jul 18, 2003 · Amount on Record
Deed Document Number	2010151
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Recording Date	May 4, 2026
Property Address	26257 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0000000064
Instrument Date	Apr 29, 2026
Instrument	202664
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26257 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000064,
Date	May 4, 2026
Instrument	202664

Lender

Name	GTE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26257 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000054
Date	Nov 10, 2021
Instrument	202111100054

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26257 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000013
Date	Apr 21, 2021
Instrument	202104210013

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26257 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0007310198
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26257 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0007310198
Date	Jul 31, 2019
Instrument	201907310198

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26257 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0009190102
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26257 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0009190102
Date	Sep 19, 2017
Instrument	201709190102

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$645,750 (-) Land $123,060 Building $522,690	$645,750 (-) Land $123,060 Building $522,690
2026	$6,022.00 (-6.61%)	$645,750 (-8.42%) Land $123,060 Building $522,690	$645,750 (-8.42%) Land $123,060 Building $522,690
2025	$6,448.00 (+5.64%)
2024	$6,104.00 (+4.81%)	$705,100 (+6.41%) Land $109,880 Building $595,220	$705,100 (+6.41%) Land $109,880 Building $595,220
2023	$5,824.00	$662,600 Land $95,720 Building $566,880	$662,600 Land $95,720 Building $566,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PENINSULA serves 16,449 people · EPA ID WA5305122
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Kitsap PUD.

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