26251 Montera Loop NE, Kingston, WA 98346 Property Records

Kitsap County property record for 26251 Montera Loop NE, Kingston, WA 98346

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,014 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$250,280 (Mar 2013)
Tax Bill	$5,128 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5222-000-061-0007`

Property Details

APN / Parcel Number

Primary APN	`5222-000-061-0007`
Alternative APN	`2165397`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,014 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,280 sqft
2nd Floor Area	734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	56 sqft
Patio Area	470 sqft
Canopy	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	26251 MONTERA LOOP NE
City	KINGSTON
State	WA
Zip	98346-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 61, KINGSTON HILL DIVISION 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 88 THROUGH 92, INCLUSIVE, IN KITSAP COUNTY. SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	27
Legal Section	26
Legal Subdivision	KINGSTON HILL DIVISION 2
Legal Block	3
Legal Lot Number	61
Jurisdiction	KITSAP WA
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3017
Census Tract	90102

Owner

Source: Kitsap County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26251 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 5, 2022	Deed of Trust, Mortgage KITSAP CU
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEBONIC FIN'L
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MEMBERS MTG
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage KITSAP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2013 · Amount on Record
Deed Sale	Mar 28, 2013 · Amount on Record
Prior Sale	Aug 15, 2002 · Amount on Record
Deed Document Number	2013167
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26251 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000015
Date	Dec 10, 2025
Instrument	202512100015

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26251 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000093
Date	Apr 5, 2022
Instrument	202204050093

Lender

Name	KITSAP CU
Type	Credit Union
Address	BREMERTON, WA 98337

Agreement

Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26251 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0009210312
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	PACIFIC NW TITLE SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	26251 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0009210312
Date	Sep 21, 2020
Instrument	202009210312

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26251 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0004170046
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	PACIFIC NW TITLE SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26251 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0004170046
Date	Apr 17, 2019
Instrument	201904170046

Lender

Name	CREDIT UNION MEMBERS MTG
Type	Credit Union
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2039

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26251 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0010120098
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26251 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0010120098
Date	Oct 12, 2018
Instrument	201810120098

Lender

Name	KITSAP CU
Address	BREMERTON, WA 98337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2033

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$547,670 (-) Land $123,060 Building $424,610	$547,670 (-) Land $123,060 Building $424,610
2026	$5,128.00 (-1.84%)	$547,670 (-9.25%) Land $123,060 Building $424,610	$547,670 (-9.25%) Land $123,060 Building $424,610
2024	$5,224.00 (+5.03%)	$603,520 (+6.66%) Land $109,880 Building $493,640	$603,520 (+6.66%) Land $109,880 Building $493,640
2023	$4,974.00	$565,850 Land $95,720 Building $470,130	$565,850 Land $95,720 Building $470,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PENINSULA serves 16,449 people · EPA ID WA5305122
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Kitsap PUD.

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