26246 Montera Loop NE, Kingston, WA 98346 Property Records

Kitsap County property record for 26246 Montera Loop NE, Kingston, WA 98346

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,724 sqft · built 1995
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,500 (Oct 2021)
Tax Bill	$5,203 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5222-000-038-0007`

Property Details

APN / Parcel Number

Primary APN	`5222-000-038-0007`
Alternative APN	`2165165`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,724 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	944 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	72 sqft
Patio Area	192 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	26246 MONTERA LOOP NE
City	KINGSTON
State	WA
Zip	98346-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 38, KINGSTON HILL DIVISION 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 88 THROUGH 92, INCLUSIVE, IN KITSAP COUNTY. SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	27
Legal Section	26
Legal Subdivision	KINGSTON HILL DIVISION 2
Legal Block	3
Legal Lot Number	38
Jurisdiction	KITSAP WA
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3016
Census Tract	90102

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26246 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage KITSAP CU
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	2021159
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26246 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26246 MONTERA LOOP NE, KINGSTON, WA 98346-9442

Mortgage

Document Number	0000000043
Date	Feb 14, 2024
Instrument	202402140043

Lender

Name	KITSAP CU
Type	Credit Union
Address	BREMERTON, WA 98337

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2029

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Oct 22, 2021
Property Address	26246 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0000000159
Map Reference	VOL 27 PG 88-92
Instrument Date	Oct 20, 2021
Instrument	202110220159
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	LAND TITLE COMPANY-SILVERDALE, LAND TITLE CO SILVERDALE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,997.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26246 MONTERA LOOP NE, KINGSTON, WA 98346-9442

Mortgage

Document Number	0000000160
Date	Oct 22, 2021
Instrument	202110220160

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$555,900 (-) Land $126,230 Building $429,670	$555,900 (-) Land $126,230 Building $429,670
2026	$5,203.00 (+5.88%)	$555,900 (-2.07%) Land $126,230 Building $429,670	$555,900 (-2.07%) Land $126,230 Building $429,670
2024	$4,914.00 (+5.18%)	$567,660 (+6.81%) Land $112,700 Building $454,960	$567,660 (+6.81%) Land $112,700 Building $454,960
2023	$4,672.00	$531,480 Land $98,180 Building $433,300	$531,480 Land $98,180 Building $433,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PENINSULA serves 16,449 people · EPA ID WA5305122
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Kitsap PUD.

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