26270 Montera Loop NE, Kingston, WA 98346 Property Records

Kitsap County property record for 26270 Montera Loop NE, Kingston, WA 98346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1992
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$323,180 (Oct 2006)
Tax Bill	$4,948 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5222-000-042-0001`

Property Details

APN / Parcel Number

Primary APN	`5222-000-042-0001`
Alternative APN	`2165207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	570 sqft
2nd Floor Area	745 sqft
Basement Area	506 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	84 sqft
Patio Area	120 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	26270 MONTERA LOOP NE
City	KINGSTON
State	WA
Zip	98346-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 42, KINGSTON HILL DIVISION 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 88 THROUGH 92, INCLUSIVE, IN KITSAP COUNTY. SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	27
Legal Section	26
Legal Subdivision	KINGSTON HILL DIVISION 2
Legal Block	3
Legal Lot Number	42
Jurisdiction	KITSAP WA
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3016
Census Tract	90102

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	26270 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage BEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2006 · Amount on File
Deed Sale	Oct 10, 2006 · Amount on File
Deed Document Number	2006143
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26270 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000042
Date	Oct 29, 2021
Instrument	202110290042

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	26270 MONTERA LOOP NE, KINGSTON, WA 98346-9442
Document Number	0002130042
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26270 MONTERA LOOP NE KINGSTON WA 983469442, KINGSTON, WA 98346-9442

Mortgage

Document Number	0002130042
Date	Feb 13, 2019
Instrument	201902130042

Lender

Name	BEST MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$527,860 (-) Land $126,230 Building $401,630	$527,860 (-) Land $126,230 Building $401,630
2026	$4,948.00 (+8.6%)	$527,860 (+0.29%) Land $126,230 Building $401,630	$527,860 (+0.29%) Land $126,230 Building $401,630
2024	$4,556.00 (+5.32%)	$526,330 (+6.95%) Land $112,700 Building $413,630	$526,330 (+6.95%) Land $112,700 Building $413,630
2023	$4,326.00	$492,120 Land $98,180 Building $393,940	$492,120 Land $98,180 Building $393,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PENINSULA serves 16,449 people · EPA ID WA5305122
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Kitsap PUD.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Montera Loop NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures