2620 Wind River Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2620 Wind River Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,108 sqft · built 2000
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (Apr 2026)
Tax Bill	$12,496 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-08800`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-08800`
Alternative APN	`9311`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,108 sqft Finished Area
Basement Area	1,996 sqft
Finished Basement	1,320 sqft
Unfinished Basement	1,996 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	178,596 sqft (4.1 acres)
View / Lot	Flood Plain/Flood Zone
Garage Area	676 sqft
Driveway	Paver Driveway

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	360 sqft
Deck Area	252 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2620 WIND RIVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WIND RIVER 10
Legal Subdivision	WIND RIVER
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1007
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2620 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Deed Document Number	20263608
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 17, 2026
Property Address	2620 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8708
Document Number	0000003608
Instrument Date	Apr 2, 2026
Instrument	2026.3608
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2620 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8708

Mortgage

Document Number	0000003610,
Date	Apr 17, 2026
Instrument	2026..3610

Lender

Name	US HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,496.00 (+8.34%)	$1,397,800 (+8.34%) Land $251,300 Building $1,146,500	$1,397,800 (+8.34%) Land $251,300 Building $1,146,500
2025	$11,534.00 (+22.18%)	$1,290,200 (+16.72%) Land $226,000 Building $1,064,200	$1,290,200 (+16.72%) Land $226,000 Building $1,064,200
2023	$9,440.00	$1,105,400 Land $205,000 Building $900,400	$1,105,400 Land $205,000 Building $900,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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