2560 Wind River Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2560 Wind River Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,079 sqft · built 1997
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on Record
Last Sale	$1,001,000 (Apr 2019)
Tax Bill	$14,942 (2026)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-08600`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-08600`
Alternative APN	`9309`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,079 sqft Finished Area
Basement Area	2,961 sqft
Finished Basement	1,521 sqft
Unfinished Basement	647 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	143,748 sqft (3.3 acres)
Garage Area	625 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	924 sqft
Porch	Slab
Porch Area	294 sqft
Deck Area	384 sqft
Patio Area	2,496 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2560 WIND RIVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WIND RIVER 8
Legal Subdivision	WIND RIVER
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1007
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2560 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Apr 26, 2019	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	20193871
Deed Book / Page	5159 / 221
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2560 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8706
Document Number	0000006878
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 WIND RIVER RD CHARLOTTESVILLE VA 229018706, CHARLOTTESVILLE, VA 22901-8706

Mortgage

Document Number	0000006878
Date	Jun 9, 2020
Book Page	005330/000363
Instrument	6878

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 26, 2019
Property Address	2560 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8706
Document Number	0000003871
Book / Page	005159 / 000221
Instrument Date	Apr 25, 2019
Instrument	3871
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2560 WIND RIVER RD CHARLOTTESVILLE VA 229018706, CHARLOTTESVILLE, VA 22901-8706

Mortgage

Document Number	3872
Date	Apr 26, 2019
Book Page	005159/000225
Instrument	3872

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,942.00 (-4.76%)	$1,671,400 (-4.76%) Land $242,900 Building $1,428,500	$1,671,400 (-4.76%) Land $242,900 Building $1,428,500
2025	$15,689.00 (+29.44%)	$1,755,000 (+23.64%) Land $218,500 Building $1,536,500	$1,755,000 (+23.64%) Land $218,500 Building $1,536,500
2023	$12,121.00	$1,419,400 Land $198,200 Building $1,221,200	$1,419,400 Land $198,200 Building $1,221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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