2525 Wind River Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2525 Wind River Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,755 sqft · built 2001
Lot Size	3.41 acres (148,932 sqft)
Owner	Individual Name on Record
Last Sale	$829,000 (May 2021)
Tax Bill	$12,454 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-09400`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-09400`
Alternative APN	`9317`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,755 sqft Finished Area
Basement Area	1,839 sqft
Finished Basement	1,400 sqft
Unfinished Basement	439 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	148,932 sqft (3.41 acres)
Garage Area	559 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	428 sqft
Deck Area	237 sqft
Patio Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2525 WIND RIVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WIND RIVER 16
Legal Subdivision	WIND RIVER
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1007
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 6, IVY, VA 22945-0006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
May 18, 2021	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Deed Document Number	20218738
Deed Book / Page	5539 / 714
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2525 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8707
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300005618
Date	Jul 5, 2023
Instrument	202300005618

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 18, 2021
Property Address	2525 WIND RIVER RD, CHARLOTTESVILLE, VA 22901-8707
Document Number	5539/714
Book / Page	5539 / 714
Map Reference	MB 1027 PG 508&509
Instrument Date	May 12, 2021
Instrument	2021-00008738
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$929.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 6, IVY, VA 22945-0006

Mortgage

Document Number	202100008739
Date	May 18, 2021
Instrument	2021-00008739

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,454.00 (+12.34%)	$1,393,100 (+12.34%) Land $215,300 Building $1,177,800	$1,393,100 (+12.34%) Land $215,300 Building $1,177,800
2025	$11,086.00 (+13.83%)	$1,240,100 (+8.73%) Land $193,700 Building $1,046,400	$1,240,100 (+8.73%) Land $193,700 Building $1,046,400
2023	$9,739.00	$1,140,500 Land $175,700 Building $964,800	$1,140,500 Land $175,700 Building $964,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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