Grays Harbor County property record for 262 N River Rd, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 2,804 sqft · built 2006 |
| Lot Size | 8.19 acres (356,756 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,017 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160809310040 |
| Primary APN | 160809310040 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,804 sqft Living Area |
| 1st Floor Area | 2,804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 356,756 sqft (8.19 acres) |
| Garage Area | 2,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,096 sqft |
| Patio Area | 680 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 262 N RIVER RD |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | S 280 OF LOT 8 LS RD |
| Legal Range | 09 |
| Legal Township | 08 |
| Legal Section | 16 |
| Legal Block | 93 |
| Legal Lot Number | 8 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 700 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 262 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 262 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 262 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0007220020 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-07220020 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 262 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003290031 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-03290031 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Cosmopolis School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,017.00 (-4.2%) | ||
| 2025 | $762,648 (-) Land $78,450 Building $684,198 | $762,648 (-) Land $78,450 Building $684,198 | |
| 2024 | $7,325.00 | $762,648 Land $78,450 Building $684,198 | $762,648 Land $78,450 Building $684,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1999–2022) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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