261 N River Rd, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 261 N River Rd, Cosmopolis, WA 98537

Property Summary

Property Type	Mobile Home
Details	1,188 sqft · built 1991
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jan 2021)
Tax Bill	$1,484 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`160809310030`

Property Details

APN / Parcel Number

Primary APN	`160809310030`

Interior

Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	228 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	261 N RIVER RD
City	COSMOPOLIS
State	WA
Zip	98537-9728
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	TAX 2
Legal Range	09
Legal Township	08
Legal Section	16
Legal Block	93
Legal Lot Number	310
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2078
Census Tract	700

Owner

261 N River Rd, a mobile home, is owned and occupied by an individual who bought it in January 2021.

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	261 N RIVER RD, COSMOPOLIS, WA 98537-9728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jan 6, 2021
Property Address	261 N RIVER RD, COSMOPOLIS, WA 98537-9728
Document Number	0001060064
Instrument Date	Jan 4, 2021
Instrument	1060064
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,098.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 N RIVER RD COSMOPOLIS WA 985379728, COSMOPOLIS, WA 98537-9728

Mortgage

Document Number	1060065
Date	Jan 6, 2021
Instrument	1060065

Lender

Name	THOMAS & SHERYL MORRISSEY
Address	1010 J ST, HOQUIAM, WA 98550-3811

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 261 N River Rd was $1,484.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Cosmopolis School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,484.00
2025		$146,233 (-) Land $35,040 Building $111,193	$146,233 (-) Land $35,040 Building $111,193
2024	$1,450.00	$146,233 Land $35,040 Building $111,193	$146,233 Land $35,040 Building $111,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 N River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1999–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 N River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30