Grays Harbor County property record for 235 N River Rd, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 4,292 sqft · built 1976 |
| Lot Size | 5.99 acres (260,924 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,578 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160809210070 |
| Primary APN | 160809210070 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,292 sqft Living Area |
| 1st Floor Area | 2,988 sqft |
| Basement Area | 1,304 sqft |
| Finished Basement | 1,304 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 260,924 sqft (5.99 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 372 sqft |
| Patio Area | 711 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 235 N RIVER RD |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 5 NELY OF NEW RD LS N 465 OF W 591 LS TAX 10,11,12,13 |
| Legal Range | 09 |
| Legal Township | 08 |
| Legal Section | 16 |
| Legal Block | 92 |
| Legal Lot Number | 5 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 700 |
235 N River Rd is owned and occupied by two individuals.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 235 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005160106 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-05160106 |
| Name | TWINSTAR CU |
|---|---|
| Type | Credit Union |
| Address | LACEY, WA 98503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2042 |
The 2026 property tax bill for 235 N River Rd was $4,578.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Cosmopolis School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,578.00 | ||
| 2025 | $572,229 (-) Land $69,200 Building $503,029 | $572,229 (-) Land $69,200 Building $503,029 | |
| 2024 | $5,607.00 | $572,229 Land $69,200 Building $503,029 | $572,229 Land $69,200 Building $503,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 235 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1999–2022) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 235 N River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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