Grays Harbor County property record for 239 N River Rd, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 2,765 sqft · built 2018 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,176 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160809210110 |
| Primary APN | 160809210110 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,765 sqft Living Area |
| 1st Floor Area | 2,765 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Area | 1,080 sqft |
| Street Address | 239 N RIVER RD |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | TAX 12 |
| Legal Range | 09 |
| Legal Township | 08 |
| Legal Section | 16 |
| Legal Block | 92 |
| Legal Lot Number | 210 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 700 |
239 N River Rd is owned and occupied by two individuals who acquired it in June 2018.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage BANK OF PACIFIC |
| Oct 31, 2019 | Deed of Trust, Mortgage BANK OF THE PACIFIC |
| Dec 14, 2018 | Deed of Trust, Mortgage BANK OF THE PACIFIC |
| Jun 22, 2018 | Quit Claim Deed, Transfer · Construction Mortgage BANK OF PACIFIC |
| Mar 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| May 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 18, 2018 |
| Transfer Doc | 0000000024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 239 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0012082047 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 239 N RIVER RD COSMOPOLIS WA 985379728, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0012082047 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 12082047 |
| Name | BANK OF PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 7, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 239 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0011120041 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 239 N RIVER RD COSMOPOLIS WA 985379728, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0011120041 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 11120041 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Nov 11, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 239 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0012210065 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 239 N RIVER RD COSMOPOLIS WA 985379728, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0012210065 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 12210065 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jun 22, 2018 |
| Property Address | 239 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0006220024 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 6220024 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | COAST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 821 ABERDEEN WA 985200172, ABERDEEN, WA 98520-0172 |
| Document Number | 6220025 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 6220025 |
| Name | BANK OF PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 21, 2019 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Mar 14, 2017 |
| Property Address | 239 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0003140053 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 3140053 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | May 8, 2017 |
| Property Address | 239 N RIVER RD, COSMOPOLIS, WA 98537-9728 |
| Document Number | 0005080072 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 5080072 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 239 N River Rd was $6,176.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Cosmopolis School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,176.00 | ||
| 2025 | $670,855 (-) Land $65,130 Building $605,725 | $670,855 (-) Land $65,130 Building $605,725 | |
| 2024 | $6,569.00 | $670,855 Land $65,130 Building $605,725 | $670,855 Land $65,130 Building $605,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1999–2022) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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