2617 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 2617 E 17th St, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,735 sqft · built 1955
Lot Size	0.971 acres (42,296 sqft)
Owner	Individual Name on File
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14613-000-000`

Property Details

APN / Parcel Number

Primary APN	`14613-000-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,735 sqft Living Area
1st Floor Area	2,735 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	42,296 sqft (0.971 acres)
Lot Dimensions	217 ft deep x 195 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Driveway	Driveway
Driveway Area	540 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	312 sqft
Deck Area	312 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2617 E 17TH ST
City	PANAMA CITY
State	FL
Zip	32405-6314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	34 3S 14W -11- 104D4 BEG 1103 N & 290 W OF SE COR TH W 195 N 217 E 195 S 217 TO POB LESS HWY R/W ORB 3041 P 1194
Legal Range	14W
Legal Township	03S
Legal Section	34
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1017
Census Tract	1200

Owner

2617 E 17th St is owned and occupied by an individual who acquired it in March 2008.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2617 E 17TH ST, PANAMA CITY, FL 32405-6314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2008
Transfer Doc	0030411194
Record Updated	Jun 8, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	2617 E 17TH ST, PANAMA CITY, FL 32405-6314
Document Number	0039170837
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2617 E 17TH ST PANAMA CITY FL 324056314, PANAMA CITY, FL 32405-6314

Mortgage

Document Number	0039170837
Date	Jul 12, 2017
Book Page	003917/000837
Instrument	39117

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2617 E 17th St was $2,550, up 6.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 (+6.12%)	$206,145 Land $83,957 Building $122,188	$206,145 Land $83,957 Building $122,188
2024	$2,403.00 (+5.35%)
2023	$2,281.00 (+176.15%)	$178,968 (+31.36%) Land $68,016 Building $110,952	$178,968 (+14.85%) Land $68,016 Building $110,952
2022	$826.00 Homeowner's exemption Widower's exemption Additional exemption filed	$136,238	$155,823 Land $54,837 Building $100,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2617 E 17th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2617 E 17th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20