2422 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 2422 E 17th St, Panama City, FL 32405

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba · 1,653 sqft · built 1972
Lot Size	0.321 acres (13,983 sqft)
Owner	Owner Name on File
Last Sale	$110,000 (Dec 2003)
Flood Zone	Zone AE (high risk)
APN	`14630-000-000`

Property Details

APN / Parcel Number

Primary APN	`14630-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2422 E 17TH ST
City	PANAMA CITY
State	FL
Zip	32405-6313
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	34 3S 14W -22.3- 104D4 ST AND BAY DEV CO PLAT BEG 235' E OF NW COR LOT 110
Legal Range	14W
Legal Township	03S
Legal Section	34
Legal Subdivision	ST AND BAY DEV CO
Legal Block	2
Legal Lot Number	110
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1018
Census Tract	1200

Owner

The current owner of 2422 E 17th St bought it in December 2003.

Source: Bay County records, as of January 23, 2026

Owner of Record	Owner Name on File
Mailing Address	PO BOX 70, PANAMA CITY, FL 32402-0070
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2003 · Amount on File
Deed Sale	Dec 19, 2003 · Amount on File
Deed Document Number	2003-093246
Deed Book / Page	2377 / 1580
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$36,260 Land $36,260	$36,260 Land $36,260
2023	Additional exemption filed	$36,260 Land $36,260	$36,260 Land $36,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2422 E 17th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	32.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2422 E 17th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20