2616 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 2616 E 17th St, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,762 sqft · built 1944
Lot Size	0.424 acres (18,469 sqft)
Owner	Individual Name on File
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14611-000-000`

Property Details

APN / Parcel Number

Primary APN	`14611-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	1,222 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,469 sqft (0.424 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	960 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	648 sqft
Porch	Florida Room
Porch Area	570 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2616 E 17TH ST
City	PANAMA CITY
State	FL
Zip	32405-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	34 3S 14W -9- 104D4 BEG 1076 N & 358 W OF SE COR TH W 100 S 185 E 100 N 185 TO POB ORB 4539 P 81
Legal Range	14W
Legal Township	03S
Legal Section	34
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1017
Census Tract	1200

Owner

2616 E 17th St is owned and occupied by an individual who acquired it in March 2022.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2616 E 17TH ST, PANAMA CITY, FL 32405-6315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2022
Transfer Doc	0045390081
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Mar 18, 2022
Property Address	2616 E 17TH ST, PANAMA CITY, FL 32405-6315
Document Number	0045390081
Book / Page	4539 / 81
Instrument Date	Mar 18, 2022
Instrument	2022020478
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5631 THELMA AVE, PANAMA CITY, FL 32404-5170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2616 E 17TH ST, PANAMA CITY, FL 32405-6315

Tax Assessment & Valuation

The 2025 property tax bill for 2616 E 17th St was $1,532 with a homeowner's exemption, up 1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 (+0.99%) Homeowner's exemption	$163,469	$169,510 Land $41,870 Building $127,640
2024	$1,517.00 (+28.78%)
2023	$1,178.00 (+21.69%)	$90,888 (+13.04%) Land $33,920 Building $56,968	$90,888 (+13.04%) Land $33,920 Building $56,968
2022	$968.00	$80,402 Land $27,348 Building $53,054	$80,402 Land $27,348 Building $53,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2616 E 17th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2616 E 17th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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