2706 E 17th St, #E, Panama City, FL 32405 Property Records

Bay County property record for 2706 E 17th St, #E, Panama City, FL 32405

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 6 ba · 3,888 sqft · built 1983
Lot Size	0.169 acres (7,361 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2025)
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14834-030-000`

Property Details

APN / Parcel Number

Primary APN	`14834-030-000`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Units	4 Units
Stories	2 Stories
Building Area	3,888 sqft Living Area
1st Floor Area	1,944 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2013
Architectural Style	Multi-Family
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,361 sqft (0.169 acres)
Lot Dimensions	90 ft deep x 82 ft wide
Driveway	Driveway
Driveway Area	2,294 sqft
Porch	Open Porch
Porch Area	272 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2706 E 17TH ST, E
City	PANAMA CITY
State	FL
Zip	32405-7203
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	35 3S 14W -27.10A- 117C3 COM AT SW COR OF SEC E 40 TO E R/W SR #389 NLY 1290 TO S R/W OF 17TH ST TH E 128 FOR POB TH CONT E 82.10 S 90 W 82.10 N 90 TO POB ORB 4048 P 1230
Legal Range	14W
Legal Township	03S
Legal Section	35
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

2706 E 17th St, #E is owned by an individual who bought it in September 2025.

Source: Bay County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6292 AMANDA NICOLE CT, TALLAHASSEE, FL 32309-2173
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 17, 2018	Warranty Deed, Transfer ATTORNEY
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit INNOVATIONS FCU
Feb 2, 2017	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Sep 17, 2018 · Amount on File
Deed Document Number	202555807
Deed Book / Page	4956 / 2171
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 26, 2025
Property Address	2706 E 17TH ST # E, E, PANAMA CITY, FL 32405-7203
Document Number	0049562171
Book / Page	4956 / 2171
Instrument Date	Sep 17, 2025
Instrument	2025055807
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 SAMOSET ST STE 1, 1, PLYMOUTH, MA 02360-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6292 AMANDA NICOLE CT, TALLAHASSEE, FL 32309-2173

Mortgage

Document Number	0049562173
Date	Sep 26, 2025
Instrument	4956/2173

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 17, 2018
Property Address	2706 E 17TH ST # E, E, PANAMA CITY, FL 32405-7203
Document Number	0040481230
Book / Page	4048 / 1230
Instrument Date	Sep 17, 2018
Instrument	2018056014
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 16431, PANAMA CITY, FL 32406-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 SAMOSET ST, PLYMOUTH, MA 02360-4815

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2706 E 17TH ST # E, E, PANAMA CITY, FL 32405-7203
Document Number	0039730642
Book / Page	003973 / 000642
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 PRINCETON CIR PANAMA CITY FL 324053516, PANAMA CITY, FL 32405-3516

Mortgage

Document Number	0039730642
Date	Jan 22, 2018
Book Page	003973/000642
Instrument	4093

Lender

Name	INNOVATIONS FCU
Type	Credit Union
Address	PANAMA CITY, FL 32406

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 21, 2033

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 2, 2017
Property Address	2706 E 17TH ST # E, E, PANAMA CITY, FL 32405-7203
Document Number	0038710228
Book / Page	3871 / 0228
Instrument Date	Feb 1, 2017
Instrument	2017006110
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1629 N JAMES AVE, 1629, PANAMA CITY, FL 32405-6339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 HARRISON AVE, PANAMA CITY, FL 32401-2745

Tax Assessment & Valuation

The 2025 property tax bill for 2706 E 17th St, #E was $4,024, up 5.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,024.00 (+5.12%)	$315,953 (+1.88%)	$337,436 (+8.8%) Land $26,268 Building $311,168
2024	$3,828.00 (+5.43%)	$310,133 (+4.12%) Land $23,807 Building $286,326	$310,133 (+4.12%) Land $23,807 Building $286,326
2023	$3,631.00 (+18.12%)	$297,852 (+10.77%) Land $21,280 Building $276,572	$297,852 (+10.77%) Land $21,280 Building $276,572
2022	$3,074.00	$268,897 Land $17,157 Building $251,740	$268,897 Land $17,157 Building $251,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2706 E 17th St, #E in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (2018–2020)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2706 E 17th St, #E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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