2614 Montecito Ave, Eustis, FL 32726 Property Records

Lake County property record for 2614 Montecito Ave, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,276 sqft · built 1992
Lot Size	0.455 acres (19,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Apr 2014)
Tax Bill	$2,340 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-19-27-0010-000-01100`

Property Details

APN / Parcel Number

Primary APN	`07-19-27-0010-000-01100`
Alternative APNs	`271907001000001100` `3385446`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	2,227 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,799 sqft (0.455 acres)
Lot Dimensions	156 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	313 sqft
Deck Area	Deck Area
Patio Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3385446
Street Address	2614 MONTECITO AVE
City	EUSTIS
State	FL
Zip	32726-4474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	EUSTIS ABRAMS RIDGE LOT 11 PB 31 PGS 68-70 ORB 4463 PG 2200
Legal Range	27E
Legal Township	19S
Legal Section	7
Legal Subdivision	EUSTIS ABRAMS RIDGE
Legal Tract	0010
Legal Block	1
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1017
Census Tract	30208

Owner

Source: Lake County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2614 MONTECITO AVE, EUSTIS, FL 32726-4474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2014 · Amount on Record
Deed Sale	Apr 11, 2014 · Amount on Record
Prior Sale	Dec 23, 2013
Deed Document Number	201440213
Deed Book / Page	4463 / 2200
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 17, 2026
Property Address	2614 MONTECITO AVE, EUSTIS, FL 32726-4474
Document Number	0000047165
Book / Page	6722 / 419
Instrument Date	Apr 2, 2026
Instrument	202647165
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2614 MONTECITO AVE, EUSTIS, FL 32726-4474

Mortgage

Document Number	0000047165,
Date	Apr 17, 2026
Book Page	6722/419
Instrument	202647165

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2056

Interest

Rate	6%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2614 MONTECITO AVE, EUSTIS, FL 32726-4474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2614 MONTECITO AVE, EUSTIS, FL 32726-4474

Mortgage

Document Number	0055440001
Date	Sep 16, 2020
Book Page	5544/1
Instrument	2020102298

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,720 (+2.9%)	$293,830 (-) Land $100,625 Building $193,205
2025		$163,000 (+5.98%) Land $100,625 Building $62,375	$293,830 (-13.01%) Land $100,625 Building $193,205
2024	$2,340.00 (+4.89%)
2023	$2,231.00 (+2.15%) Homeowner's exemption	$153,800 (+3%)	$337,777 (+15.72%) Land $100,625 Building $237,152
2022	$2,184.00 Homeowner's exemption	$149,320	$291,892 Land $54,740 Building $237,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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