2613 Cottontail Dr, Sturgis, SD 57785 Property Records

Meade County property record for 2613 Cottontail Dr, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1979
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01.57.04.25`

Property Details

APN / Parcel Number

Primary APN	`01.57.04.25`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	7,013 sqft (0.161 acres)

Location & Zoning

Street Address	2613 COTTONTAIL DR
City	STURGIS
State	SD
Zip	57785-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEADMAN SUB LOT 25 BLK 4
Legal Subdivision	DEADMAN SUB
Legal Block	4
Legal Lot Number	25
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1083
Census Tract	20401

Owner

2613 Cottontail Dr is owned and occupied by an individual who acquired it in February 2018.

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2613 COTTONTAIL DR, STURGIS, SD 57785-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage BLACK HILLS FCU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLACK HILLS FCU
Feb 28, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2018
Transfer Doc	00890/1428
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2613 COTTONTAIL DR, STURGIS, SD 57785-2249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	900/31
Date	Feb 28, 2018
Book Page	900/31
Instrument	18001125

Lender

Name	BLACK HILLS FCU
Type	Credit Union
Address	RAPID CITY, SD 57701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2613 COTTONTAIL DR, STURGIS, SD 57785-2249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	937/707
Date	Nov 16, 2020
Book Page	937/707
Instrument	20008036

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 30, 2035

Interest

Rate Type	Fixed Rate

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEADE SD
Recording Date	Feb 28, 2018
Property Address	2613 COTTONTAIL DR, STURGIS, SD 57785-2249
Document Number	00890/1428
Book / Page	890 / 1428
Map Reference	PL 11 PG 108
Instrument Date	Feb 23, 2018
Instrument	18001124
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2613 COTTONTAIL DR, STURGIS, SD 57785-2249

Tax Assessment & Valuation

The 2025 property tax bill for 2613 Cottontail Dr was $3,440, up 1.1% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,996 (+4.15%) Land $43,500 Building $223,496	$266,996 (+4.15%) Land $43,500 Building $223,496
2025	$3,440.00 (+1.09%) Additional exemption filed	$256,353 Land $43,500 Building $212,853	$256,353 Land $43,500 Building $212,853
2024	$3,403.00
2023		$213,782 Land $43,500 Building $170,282
2022	$2,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2613 Cottontail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2613 Cottontail Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 65% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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