2608 Cottontail Dr, Sturgis, SD 57785 Property Records

Meade County property record for 2608 Cottontail Dr, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1979
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01.57.05.09`

Property Details

APN / Parcel Number

Primary APN	`01.57.05.09`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	2608 COTTONTAIL DR
City	STURGIS
State	SD
Zip	57785-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DEADMAN SUB LOT 9 BLK 5 CLASS ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD BOARD AMO
Legal Subdivision	DEADMAN SUB
Legal Block	5
Legal Lot Number	9
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1084
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2608 COTTONTAIL DR, STURGIS, SD 57785-2250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Dec 4, 2020	Deed of Trust, Mortgage · Commercial Mortgage NORTHERN HILLS FCU
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 26, 2008
Transfer Doc	000772/322
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2608 COTTONTAIL DR, STURGIS, SD 57785-2250
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00982/1669
Date	Feb 5, 2024
Book Page	982/1669
Instrument	24000612

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2608 COTTONTAIL DR, STURGIS, SD 57785-2250
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000938/483
Date	Dec 4, 2020
Book Page	938/483
Instrument	20008541

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 3, 2045

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Mar 12, 2021
Property Address	2608 COTTONTAIL DR, STURGIS, SD 57785-2250
Document Number	00934/1049
Book / Page	934 / 1049
Map Reference	MB 11 PG 108
Instrument Date	Mar 12, 2021
Instrument	21001951
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20373 GRAVEL RD, STURGIS, SD 57785-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 COTTONTAIL DR, STURGIS, SD 57785-2250

Mortgage

Document Number	21001952944560
Date	Mar 12, 2021
Instrument	21001952944560

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,820 (+4.2%) Land $43,500 Building $239,320	$282,820 (+4.2%) Land $43,500 Building $239,320
2025	$3,643.00 (+1.11%) Additional exemption filed	$271,424 (+20.18%) Land $43,500 Building $227,924	$271,424 Land $43,500 Building $227,924
2024	$3,603.00 (+16.08%)
2023		$225,839 Land $43,500 Building $182,339
2022	$3,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 65% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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