2591 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2591 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,430 sqft · built 2017
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$896,000 (Aug 2017)
Tax Bill	$13,556 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-86-020`

Property Details

APN / Parcel Number

Primary APN	`810-86-020`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,430 sqft Living Area
1st Floor Area	1,650 sqft
2nd Floor Area	1,780 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,240 sqft (0.143 acres)
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2591 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3000
Census Tract	512200

Owner

Source: Santa Clara County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 HILLSDALE AVE, SAN JOSE, CA 95136-1351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jul 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Aug 30, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	201723742146
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 13, 2026
Property Address	2591 APPLE TREE WAY, GILROY, CA 95020-7580
Document Number	0026037476
Instrument Date	Jul 31, 2026
Instrument	202626037476
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 APPLE TREE WAY, GILROY, CA 95020-7580

Mortgage

Document Number	0026037476,
Date	Aug 13, 2026
Instrument	202626037476

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2056

Interest

Rate	6.43%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2591 APPLE TREE WAY, GILROY, CA 95020-7580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023981031
Date	Jul 17, 2018
Instrument	23981031

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 30, 2017
Property Address	2591 APPLE TREE WAY, GILROY, CA 95020-7580
Document Number	0023742146
Instrument Date	Aug 29, 2017
Instrument	23742146
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	256 HILLSDALE AVE SAN JOSE CA 951361351, SAN JOSE, CA 95136-1351

Mortgage

Document Number	23742147
Date	Aug 30, 2017
Instrument	23742147

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,556.00 (+1.79%) Homeowner's exemption	$1,019,123 (+4.04%) Land $409,616 Building $609,507
2024	$13,317.00 (+0.86%)
2023	$13,204.00 (+1.84%) Homeowner's exemption	$979,551 Land $393,711 Building $585,840
2022	$12,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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