261 Upper Matecumbe Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 261 Upper Matecumbe Rd, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,980 sqft · built 1973
Lot Size0.209 acres (9,100 sqft)
OwnerCompany Name on Record
Last Sale$175,700 (Aug 2006)
Tax Bill$6,276 (2024)
Flood ZoneZone AE (high risk)
APN00534930-000000

Property Details

APN / Parcel Number

Primary APN00534930-000000
Alternative APNs
  • 31604000534930000000
  • 1658430

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,980 sqft Living Area
1st Floor Area1,980 sqft
FlooringTerrazzo
Interior WallsMasonry

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions125 ft deep x 72 ft wide
View / LotCanal
Garage TypeCovered
Garage Area720 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,332 sqft
Patio Area16 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1658430
Street Address261 UPPER MATECUMBE RD
CityKEY LARGO
StateFL
Zip33037-3055
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 4 LT 27 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR554-991 OR557-761 OR864-446 OR1144-326 OR1273-254 OR1472-1552 OR1618-1904 OR1651-361 OR1829-1681/83 OR2232-1881/82 OR2235-465/66 OR2344-2281 OR2344-2282 OR2816-586-87
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block4
Legal Lot Number27
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2000
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1711 W 38TH PL, 1107A, HIALEAH, FL 33012-7077
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2006 · Amount on Record
Deed SaleAug 22, 2006 · Amount on Record
Prior SaleNov 6, 2002 · Amount on Record
Deed Document Number20061599194
Deed Book / Page2232 / 1881
Last Transfer DateFeb 7, 2008
Transfer Doc0023442282
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$942,798 (+33.43%) Land $738,169 Building $204,629$942,798 (+33.43%) Land $738,169 Building $204,629
2024$6,276.00 (+14.23%)
2023$5,494.00 (+13.75%)$706,597 (+15.96%) Land $581,490 Building $125,107$706,597 (+15.96%) Land $581,490 Building $125,107
2022$4,830.00$609,353 Land $484,575 Building $124,778$609,353 Land $484,575 Building $124,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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