Monroe County property record for 253 Upper Matecumbe Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,513 sqft · built 2020 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,539 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00534910-000000 |
| Primary APN | 00534910-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,513 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,430 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 624 sqft |
| Deck Area | 720 sqft |
| Patio Area | 840 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1658413 |
|---|---|
| Old Parcel Number | 31604000534910000000 |
| Street Address | 253 UPPER MATECUMBE RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 25 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR532-714 OR888-1837 OR934-1163 OR1247-109 OR3269-2379 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
253 Upper Matecumbe Rd is owned by an individual who acquired it in April 2024.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 8240 SW 11TH TER, MIAMI, FL 33144-4320 |
| Owner Type | Individual |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2024 |
| Transfer Doc | 0032692379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 5, 2024 |
| Property Address | 253 UPPER MATECUMBE RD, KEY LARGO, FL 33037-3055 |
| Document Number | 0032692379 |
| Book / Page | 3269 / 2379 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 2457027 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8240 SW 11TH TER, MIAMI, FL 33144-4320 |
| Name | Verified Name |
|---|---|
| Address | 8240 SW 11TH TER, MIAMI, FL 33144-4320 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,349,759 Land $610,095 Building $739,664 | $1,349,759 Land $610,095 Building $739,664 | |
| 2024 | $9,539.00 (+11.32%) | ||
| 2023 | $8,569.00 (+10.93%) | $1,170,903 (+7.2%) Land $480,600 Building $690,303 | $1,170,903 (+7.2%) Land $480,600 Building $690,303 |
| 2022 | $7,725.00 | $1,092,223 Land $400,500 Building $691,723 | $1,092,223 Land $400,500 Building $691,723 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 253 Upper Matecumbe Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 253 Upper Matecumbe Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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