Monroe County property record for 241 Upper Matecumbe Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,631 sqft · built 1968 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $153,000 (Mar 2010) |
| Tax Bill | $4,850 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00534880-000000 |
| Primary APN | 00534880-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,631 sqft Living Area |
| 1st Floor Area | 1,631 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 392 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 216 sqft |
| Patio Area | 363 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1658383 |
|---|---|
| Street Address | 241 UPPER MATECUMBE RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3055 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 4 LT 22 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR481-530 OR482-93 OR691-306 OR1322-822 OR1486-99 OR1486-107 OR1536-78 OR1554-157 OR1554-158 OR1776-1350 OR1940-27 OR2058-2445 OR2324-239 OR2433-1392 OR2456-1555 OR3298-1019 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
241 Upper Matecumbe Rd, a mobile home, is held in a trust since October 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15293 SW 89TH CT, PALMETTO BAY, FL 33157-1914 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2010 · Amount on File |
| Deed Sale | Mar 15, 2010 · Amount on File |
| Prior Sale | Sep 29, 2009 |
| Deed Document Number | 20101781221 |
| Deed Book / Page | 2456 / 1555 |
| Last Transfer Date | Oct 30, 2024 |
| Transfer Doc | 0032981019 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695,826 Land $610,095 Building $85,731 | $695,826 Land $610,095 Building $85,731 | |
| 2024 | $4,850.00 (+14.77%) | ||
| 2023 | $4,226.00 (+12.96%) | $560,163 (+16.1%) Land $480,600 Building $79,563 | $560,163 (+16.1%) Land $480,600 Building $79,563 |
| 2022 | $3,741.00 | $482,466 Land $400,500 Building $81,966 | $482,466 Land $400,500 Building $81,966 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 241 Upper Matecumbe Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 241 Upper Matecumbe Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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