252 Upper Matecumbe Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 252 Upper Matecumbe Rd, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2023
Square Footage	780 sqft Living Area
Lot Size	6,000 sqft (0.137 acres)
Occupancy	Owner Occupied
Last Sale	$79,000 (1990)
Tax Bill	$1,272.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00534690-000000`
Alternative APNs	`31604000534690000000` `1658197`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	780 sqft Living Area
1st Floor	672 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Ribbed Aluminum Exterior
Foundation Type	Pile Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,000 sqft (0.137 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Patio Area	20 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1658197
Old Parcel Number	31604000534690000000
Street Address	252 UPPER MATECUMBE RD
City	KEY LARGO
State	FL
Zip	33037-3038
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 4 LT 3 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR509-189 OR762-1722 OR975-734 OR1093-73 OR1135-816 OR1142-1805AFF
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00534690-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	252 UPPER MATECUMBE RD, KEY LARGO, FL 33037-3038
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 1990 · Amount on Record
Deed Sale	Jun 01, 1990 · Amount on Record
Deed Doc Number	0001135816
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	252 UPPER MATECUMBE RD, KEY LARGO, FL 33037-3038
Document Number	0028852014
Book / Page	002885 / 002014
Instrument Date	Dec 05, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 373286 KEY LARGO FL 330378286, KEY LARGO, FL 33037-8286

Mortgage

Document Number	0028852014
Date	Jan 03, 2018
Book Page	002885/002014
Instrument	2149714

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,544 (+23.42%)	$899,970 (+81.44%) Land $610,095 Building $289,875
2024	$1,272.00 (+25.94%)
2023	$1,010.00 (+5.32%) Homeowner's exemption	$110,638 (+3%)	$496,009 (+13.51%) Land $480,600 Building $15,409
2022	$959.00 Homeowner's exemption	$107,416	$436,992 Land $400,500 Building $36,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.