2606 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 2606 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 2021
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on Record
Last Sale	$336,000 (Dec 2022)
Tax Bill	$1,048 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-27-354-007`

Property Details

APN / Parcel Number

Primary APN	`7923-27-354-007`
Alternative APN	`060/08294-200-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	696 sqft
Upper Floors Area	804 sqft
Basement Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2606 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 THE WOODS OF COPPER CREEK PLAT 3
Legal Subdivision	THE WOODS OF COPPER CREEK PL 3
Legal Lot Number	4
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1002
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2606 E 48TH ST, DES MOINES, IA 50317-4772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 20, 2021	Deed of Trust, Mortgage · Construction Mortgage LEGACY BANK
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE PRODUCERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Deed Document Number	2022-00091967
Deed Book / Page	19354 / 441
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2606 E 48TH ST, DES MOINES, IA 50317-4772
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 E 48TH ST, DES MOINES, IA 50317-4772

Mortgage

Document Number	0000064615
Date	Oct 28, 2025
Book Page	20316/130
Instrument	2025-00064615

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2606 E 48TH ST, DES MOINES, IA 50317-4772
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098757
Date	Sep 20, 2021
Book Page	18758/509
Instrument	2021-00098757

Lender

Name	LEGACY BANK
Type	Bank
Address	ALTOONA, IA 50009

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 17, 2061

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 16, 2022
Property Address	2606 E 48TH ST, DES MOINES, IA 50317-4772
Document Number	0000091967
Book / Page	19354 / 441
Instrument Date	Dec 13, 2022
Instrument	2022-00091967
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2606 E 48TH ST, DES MOINES, IA 50317-4772

Mortgage

Document Number	0000091968
Date	Dec 16, 2022
Instrument	2022-00091968

Lender

Name	MORTGAGE PRODUCERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$360,200 (+10.39%) Land $85,700 Building $274,500	$360,200 (+10.39%) Land $85,700 Building $274,500
2024	$1,048.00 (+13,%)
2023		$326,300 Land $76,800 Building $249,500	$326,300 Land $76,800 Building $249,500
2020	$8.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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