2609 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 2609 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,190 sqft · built 2018
Lot Size	0.229 acres (9,982 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jan 2026)
Tax Bill	$4,824 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-27-353-023`

Property Details

APN / Parcel Number

Primary APN	`7923-27-353-023`
Alternative APN	`060/08294-200-013`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Finished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,982 sqft (0.229 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2609 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 THE WOODS OF COPPER CREEK PLAT 3
Legal Subdivision	THE WOODS OF COPPER CREEK PL 3
Legal Lot Number	13
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1008
Census Tract	10602

Owner

Source: Polk County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2609 E 48TH ST, DES MOINES, IA 50317-4769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2021	Warranty Deed, Transfer · Commercial Mortgage HERITAGE BANK NA
Nov 21, 2018	Deed of Trust, Transfer · FHA Mortgage PREMIER LNDG ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2026-00001651
Deed Book / Page	20390 / 453
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 9, 2026
Property Address	2609 E 48TH ST, DES MOINES, IA 50317-4769
Document Number	0000001651
Book / Page	20390 / 453
Instrument Date	Jan 7, 2026
Instrument	2026-00001651
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 E 48TH ST, DES MOINES, IA 50317-4769

Mortgage

Document Number	0000001652
Date	Jan 9, 2026
Instrument	2026-00001652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 30, 2021
Property Address	2609 E 48TH ST, DES MOINES, IA 50317-4769
Document Number	0000044985
Book / Page	18505 / 441
Instrument Date	Apr 27, 2021
Instrument	2021-00044985
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$471.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2609 E 48TH ST, DES MOINES, IA 50317-4769

Mortgage

Document Number	0000044987
Date	Apr 30, 2021
Instrument	2021-00044987

Lender

Name	HERITAGE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2609 E 48TH ST, DES MOINES, IA 50317-4769
Document Number	0000040920
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 E 48TH ST DES MOINES IA 503174769, DES MOINES, IA 50317-4769

Mortgage

Document Number	0000040920
Date	Nov 26, 2018
Book Page	017157/000960
Instrument	40920

Lender

Name	PREMIER LNDG ALLIANCE
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$331,000 (+10.15%) Land $79,800 Building $251,200	$331,000 (+10.15%) Land $79,800 Building $251,200
2024	$4,824.00 (+340.95%)
2023		$300,500 Land $71,500 Building $229,000	$300,500 Land $71,500 Building $229,000
2020	$1,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on E 48th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures