2604 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 2604 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,987 sqft · built 1954
Lot Size	0.354 acres (15,400 sqft)
Owner	2 Company Names on Record
Last Sale	$219,500 (Sep 2020)
Tax Bill	$4,962 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060/05138-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/05138-000-000`
Alternative APN	`792330477007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	1,687 sqft
Basement Area	675 sqft
Finished Basement	300 sqft
Unfinished Basement	375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,400 sqft (0.354 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2604 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19, 20 & 21 GRAND VIEW HEIGHTS
Legal Subdivision	GRAND VIEW HEIGHTS
Legal Lot Number	19
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4001
Census Tract	202

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2604 E 28TH ST, DES MOINES, IA 50317-3044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER CU
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK, THE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Jul 15, 2009 · Amount on Record
Deed Document Number	202029965
Deed Book / Page	18065 / 785
Last Transfer Date	Nov 16, 2022
Transfer Doc	0000086781
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2604 E 28TH ST, DES MOINES, IA 50317-3044
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085925
Date	Nov 15, 2022
Book Page	19326/698
Instrument	2022-00085925

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 17, 2020
Property Address	2604 E 28TH ST, DES MOINES, IA 50317-3044
Document Number	0000029965
Book / Page	018065 / 000785
Instrument Date	Sep 10, 2020
Instrument	29965
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 E 28TH ST DES MOINES IA 503173044, DES MOINES, IA 50317-3044

Mortgage

Document Number	31086
Date	Sep 17, 2020
Book Page	018071/000284
Instrument	31086

Lender

Name	BANK, THE
Type	Bank
Address	409 HIGHWAY 61 S, WAPELLO, IA 52653-1360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$286,900 (+6.38%) Land $44,300 Building $242,600	$286,900 (+6.38%) Land $44,300 Building $242,600
2024	$4,962.00 (+0.16%)
2023		$269,700 Land $41,000 Building $228,700	$269,700 Land $41,000 Building $228,700
2020	$4,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1983–2018)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 14 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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