2532 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 2532 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1956
Lot Size	0.278 acres (12,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,500 (Apr 2005)
Tax Bill	$4,480 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7923-30-477-009`

Property Details

APN / Parcel Number

Primary APN	`7923-30-477-009`
Alternative APN	`060/07063-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,131 sqft (0.278 acres)
Lot Dimensions	170 ft deep x 70 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	404 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2532 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 20F E 170F LOT 41 & N 50F E 1/2 LOT 40 LUTZ & MC KEES GRAND VIEW HEIGHTS
Legal Subdivision	LUTZ & MC KEES GRAND VIEW HGTS
Legal Lot Number	40,41
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4001
Census Tract	202

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2532 E 28TH ST, DES MOINES, IA 50317-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER CU
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2005 · Amount on Record
Deed Sale	Apr 20, 2005 · Amount on Record
Deed Document Number	2005-00092921
Deed Book / Page	11025 / 0659
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2532 E 28TH ST, DES MOINES, IA 50317-3042
Document Number	0000110098
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2532 E 28TH ST DES MOINES IA 503173042, DES MOINES, IA 50317-3042

Mortgage

Document Number	0000110098
Date	Jun 19, 2020
Book Page	017898/000654
Instrument	110098

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2035

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2532 E 28TH ST, DES MOINES, IA 50317-3042
Document Number	0000046423
Book / Page	016747 / 000353
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2532 E 28TH ST DES MOINES IA 503173042, DES MOINES, IA 50317-3042

Mortgage

Document Number	0000046423
Date	Dec 5, 2017
Book Page	016747/000353
Instrument	46423

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 4, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,000 (+8.86%) Land $35,400 Building $233,600	$269,000 (+8.86%) Land $35,400 Building $233,600
2024	$4,480.00 (-10.04%)
2023		$247,100 Land $32,000 Building $215,100	$247,100 Land $32,000 Building $215,100
2020	$4,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1983–2018)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 14 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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