2524 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 2524 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1953
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Apr 2018)
Tax Bill	$3,744 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-30-477-010`

Property Details

APN / Parcel Number

Primary APN	`7923-30-477-010`
Alternative APN	`060/07064-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1953
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	182 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	520 sqft
Deck Area	156 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2524 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50 FT E 1/2 LOT 40 LUTZ & MC KEES GRAND VIEW HEIGHTS
Legal Subdivision	LUTZ & MC KEES GRAND VIEW HGTS
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4001
Census Tract	202

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2524 E 28TH ST, DES MOINES, IA 50317-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 30, 2018	Warranty Deed, Transfer · Conventional with PMI VILLAGE CU
Nov 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	2017-00083186
Deed Book / Page	16901 / 0410
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2524 E 28TH ST, DES MOINES, IA 50317-3042
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006694
Date	Feb 13, 2024
Book Page	19717/468
Instrument	2024-00006694

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2034
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 30, 2018
Property Address	2524 E 28TH ST, DES MOINES, IA 50317-3042
Document Number	0000083186
Book / Page	016901 / 000410
Instrument Date	Apr 24, 2018
Instrument	83186
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2524 E 28TH ST DES MOINES IA 503173042, DES MOINES, IA 50317-3042

Mortgage

Document Number	83188
Date	Apr 30, 2018
Book Page	016901/000414
Instrument	83188

Lender

Name	VILLAGE CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	84 Months
Due	Apr 29, 2025

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Nov 29, 2017
Property Address	2524 E 28TH ST, DES MOINES, IA 50317-3042
Document Number	0000044467
Book / Page	016739 / 000185
Instrument Date	Nov 20, 2017
Instrument	44467
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 E 28TH ST DES MOINES IA 503173042, DES MOINES, IA 50317-3042

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,200 (+8.9%) Land $33,200 Building $181,000	$214,200 (+8.9%) Land $33,200 Building $181,000
2024	$3,744.00 (+7.83%)
2023		$196,700 Land $30,000 Building $166,700	$196,700 Land $30,000 Building $166,700
2020	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1983–2018)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 14 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

Nearby Properties on E 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures