2615 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 2615 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1947
Lot Size	0.217 acres (9,464 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Jun 2018)
Tax Bill	$3,652 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-30-478-004`

Property Details

APN / Parcel Number

Primary APN	`7923-30-478-004`
Alternative APN	`060/05134-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,256 sqft
Basement Area	1,130 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,464 sqft (0.217 acres)
Lot Dimensions	182 ft deep x 52 ft wide
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2615 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 GRAND VIEW HEIGHTS
Legal Range	23W
Legal Township	79N
Legal Section	30
Legal Subdivision	GRAND VIEW HEIGHTS
Legal Lot Number	15
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4000
Census Tract	202

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2615 E 28TH ST, DES MOINES, IA 50317-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 12, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Apr 8, 2014 · Amount on Record
Deed Document Number	2017-00096386
Deed Book / Page	16958 / 0476
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2615 E 28TH ST, DES MOINES, IA 50317-3043
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 E 28TH ST, DES MOINES, IA 50317-3043

Mortgage

Document Number	0000087744
Date	Nov 23, 2022
Book Page	19335/197
Instrument	2022-00087744

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jul 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2615 E 28TH ST, DES MOINES, IA 50317-3043
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 E 28TH ST, DES MOINES, IA 50317-3043

Mortgage

Document Number	0000054083
Date	Jun 30, 2022
Book Page	19175/524
Instrument	2022-00054083

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 12, 2018
Property Address	2615 E 28TH ST, DES MOINES, IA 50317-3043
Document Number	201700096386
Book / Page	16958 / 0476
Instrument Date	Jun 8, 2018
Instrument	2017-00096386
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$219.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2615 E 28TH ST, DES MOINES, IA 50317-3043
Investor	Possibly a Property Investor

Mortgage

Document Number	201700096388
Date	Jun 12, 2018
Instrument	2017-00096388

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,200 (+6.21%) Land $38,800 Building $154,400	$193,200 (+6.21%) Land $38,800 Building $154,400
2024	$3,652.00 (+3.22%)
2023		$181,900 Land $35,900 Building $146,000	$181,900 Land $35,900 Building $146,000
2020	$3,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1983–2018)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 14 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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