2603 Ocoee St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2603 Ocoee St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,208 sqft · built 1930
Lot Size	0.918 acres (39,999 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2023)
Tax Bill	$390 (2025)
Deeds & Mortgages	Aug 2023 Sale Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136M R 027`

Property Details

APN / Parcel Number

Primary APN	`136M R 027`
Alternative APN	`0000063171`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,208 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,999 sqft (0.918 acres)
Lot Dimensions	300 ft deep x 133 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000063171
Street Address	2603 OCOEE ST
City	CHATTANOOGA
State	TN
Zip	37406-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 ELLISON ON OCOEE ST PB 133 PG 106
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1027
Census Tract	12200

Owner

2603 Ocoee St is owned by an individual who bought it in August 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1822 MARIAN LN, MURFREESBORO, TN 37130-1488
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer
Aug 16, 2023	Quit Claim Deed, Transfer · Non-Conforming Investor Loan CITIZENS TRI-COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Deed Document Number	202312
Deed Book / Page	13373 / 132
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0000000011
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 16, 2023
Property Address	2603 OCOEE ST, CHATTANOOGA, TN 37406-2924
Document Number	0000000012
Book / Page	13373 / 132
Instrument Date	Aug 15, 2023
Instrument	2023081600012
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 MARIAN LN, MURFREESBORO, TN 37130-1488

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 16, 2023
Property Address	2603 OCOEE ST, CHATTANOOGA, TN 37406-2924
Document Number	0000000011
Book / Page	13373 / 128
Instrument Date	Aug 1, 2023
Instrument	2023081600011
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1822 MARIAN LN, MURFREESBORO, TN 37130-1488

Mortgage

Document Number	0000000013
Date	Aug 16, 2023
Book Page	13373/135
Instrument	2023081600013

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	SODDY DAISY, TN 37379

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Ocoee St was $390, up 6.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$390.00 (+6.56%)	$25,775 (+57.4%)	$103,100 (+57.4%) Land $31,300 Building $71,800
2024	$366.00	$16,375 (-)	$65,500 (-) Land $10,500 Building $55,000
2023	$366.00	$16,375 (-)	$65,500 (-) Land $10,500 Building $55,000
2022	$366.00	$16,375	$65,500 Land $10,500 Building $55,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2603 Ocoee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Ocoee St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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