Hamilton County property record for 2604 Ocoee St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,638 sqft · built 2019 |
| Lot Size | 0.277 acres (12,090 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,500 (Nov 2011) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136M T 010 |
| Primary APN | 136M T 010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 1,710 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,090 sqft (0.277 acres) |
| Lot Dimensions | 195 ft deep x 62 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000063200 |
|---|---|
| Street Address | 2604 OCOEE ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 10 A F SHERMANS PB 2 PG 43 REV 115-200 |
| Legal Subdivision | SHERMANS A F |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1200 |
Source: Hamilton County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9319 WYNDOVER DR, OOLTEWAH, TN 37363-8021 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI ALTERRA HM LNS |
| Oct 30, 2019 | Quit Claim Deed, Transfer FIRST CHOICE TITLE |
| Mar 7, 2018 | Quit Claim Deed, Transfer FILE FIRST CHOICE TITLE |
| Dec 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Dec 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2011 · Amount on Record |
| Deed Sale | Nov 1, 2011 · Amount on Record |
| Prior Sale | Sep 17, 2010 · Amount on Record |
| Deed Document Number | 201132 |
| Deed Book / Page | 9506 / 40 |
| Last Transfer Date | Oct 28, 2019 |
| Transfer Doc | 0000000172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 25, 2026 |
| Property Address | 2604 OCOEE ST, CHATTANOOGA, TN 37406-2923 |
| Document Number | 0000000082 |
| Book / Page | 14346 / 266 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202682 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9319 WYNDOVER DR, OOLTEWAH, TN 37363-8021 |
| Document Number | 0000000082, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 14346/266 |
| Instrument | 202682 |
| Name | AMERICAN INTERNET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2604 OCOEE ST, CHATTANOOGA, TN 37406-2923 |
| Document Number | 0701000002 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2604 OCOEE ST CHATTANOOGA TN 374062923, CHATTANOOGA, TN 37406-2923 |
| Document Number | 0701000002 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 012056/000634 |
| Instrument | 200701000002 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 30, 2019 |
| Property Address | 2604 OCOEE ST, CHATTANOOGA, TN 37406-2923 |
| Document Number | 1030000172 |
| Book / Page | 011804 / 000511 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 191030000172 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | FIRST CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9319 WYNDOVER DR OOLTEWAH TN 373638021, OOLTEWAH, TN 37363-8021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 7, 2018 |
| Property Address | 2604 OCOEE ST, CHATTANOOGA, TN 37406-2923 |
| Document Number | 0000000153 |
| Book / Page | 011287 / 000700 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 153 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | FILE FIRST CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9319 WYNDOVER DR OOLTEWAH TN 373638021, OOLTEWAH, TN 37363-8021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 28, 2017 |
| Property Address | 2604 OCOEE ST, CHATTANOOGA, TN 37406-2923 |
| Document Number | 0000000164 |
| Book / Page | 011237 / 000513 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 164 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9319 WYNDOVER DR OOLTEWAH TN 373638021, OOLTEWAH, TN 37363-8021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 15, 2017 |
| Property Address | 2604 OCOEE ST, CHATTANOOGA, TN 37406-2923 |
| Document Number | 0000000178 |
| Book / Page | 011228 / 000652 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 178 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9202 VILLAGEWOOD DR HARRISON TN 373415901, HARRISON, TN 37341-5901 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 (-3.53%) | $48,625 (+42.39%) | $194,500 (+42.39%) Land $23,000 Building $171,500 |
| 2024 | $764.00 | $34,150 (-) | $136,600 (-) Land $11,500 Building $125,100 |
| 2023 | $764.00 | $34,150 (-) | $136,600 (-) Land $11,500 Building $125,100 |
| 2022 | $764.00 | $34,150 | $136,600 Land $11,500 Building $125,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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