Hamilton County property record for 2549 Ocoee St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 2022 |
| Lot Size | 0.09 acres (3,959 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136M R 028.02 |
| Primary APN | 136M R 028.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,959 sqft (0.09 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000390454 |
|---|---|
| Street Address | 2549 OCOEE ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 2B LOSEL ADDITION TO SHERMANS SUB PB 119 PG 140 OUT OF 136M R 028.01 FOR 2021 |
| Legal Subdivision | LOSEL ADDITION |
| Legal Lot Number | 2B |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 12200 |
Source: Hamilton County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 113 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS NATIONAL BANK |
| Jun 29, 2023 | Intrafamily Transfer, Transfer |
| Aug 1, 2022 | Warranty Deed, Transfer FIRST CITIZENS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2023 |
| Transfer Doc | 0000000162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2549 OCOEE ST, CHATTANOOGA, TN 37406-2922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000174 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 12452/381 |
| Instrument | 2021042000174 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 29, 2023 |
| Property Address | 2549 OCOEE ST, CHATTANOOGA, TN 37406-2922 |
| Document Number | 0000000162 |
| Book / Page | 13332 / 262 |
| Map Reference | MB 119 PG 140 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023062900162 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 113 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 1, 2022 |
| Property Address | 2549 OCOEE ST, CHATTANOOGA, TN 37406-2922 |
| Document Number | 0000000245 |
| Book / Page | 13044 / 773 |
| Map Reference | MB 119 PG 140 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022080100245 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 RIDGESIDE RD, CHATTANOOGA, TN 37411-1830 |
| Document Number | 0130440777 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 13044-0777 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727.00 | $48,025 (+47.66%) | $192,100 (+47.66%) Land $22,500 Building $169,600 |
| 2024 | $727.00 | $32,525 (-) | $130,100 (-) Land $6,800 Building $123,300 |
| 2023 | $727.00 (+101.39%) | $32,525 (+101.08%) | $130,100 (+101.08%) Land $6,800 Building $123,300 |
| 2022 | $361.00 | $16,175 | $64,700 Land $6,800 Building $57,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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