Hamilton County property record for 2555 Ocoee St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 2022 |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Jul 2022) |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136M R 028.03 |
| Primary APN | 136M R 028.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000390455 |
|---|---|
| Street Address | 2555 OCOEE ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 2C LOSEL ADDITION TO SHERMANS SUB PB 119 PG 140 OUT OF 136M R 028.01 FOR 2021 |
| Legal Subdivision | LOSEL ADDITION |
| Legal Lot Number | 2C |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 12200 |
2555 Ocoee St is owned and occupied by an individual who bought it in July 2022.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2555 OCOEE ST, CHATTANOOGA, TN 37406-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS NATIONAL BANK |
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Deed Document Number | 2022070100227 |
| Deed Book / Page | 13013 / 83 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2555 OCOEE ST, CHATTANOOGA, TN 37406-2922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000194 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 12452/475 |
| Instrument | 2021042000194 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 16, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 1, 2022 |
| Property Address | 2555 OCOEE ST, CHATTANOOGA, TN 37406-2922 |
| Document Number | 0000000227 |
| Book / Page | 13013 / 83 |
| Map Reference | MB 118 PG 17 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022070100227 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERL& TTL & GUARANTY CO L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $754.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2555 OCOEE ST, CHATTANOOGA, TN 37406-2922 |
| Document Number | 0130130086 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 13013-0086 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 2555 Ocoee St was $727.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727.00 | $48,025 (+47.66%) | $192,100 (+47.66%) Land $22,500 Building $169,600 |
| 2024 | $727.00 | $32,525 (-) | $130,100 (-) Land $6,800 Building $123,300 |
| 2023 | $727.00 (+101.39%) | $32,525 (+101.08%) | $130,100 (+101.08%) Land $6,800 Building $123,300 |
| 2022 | $361.00 | $16,175 | $64,700 Land $6,800 Building $57,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2555 Ocoee St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2555 Ocoee St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures