2601 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2601 Stuart St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,410 sqft · built 1931
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2025)
Tax Bill	$765 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`137A D 020`

Property Details

APN / Parcel Number

Primary APN	`137A D 020`
Alternative APN	`0000063872`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1977
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000063872
Street Address	2601 STUART ST
City	CHATTANOOGA
State	TN
Zip	37406-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 7 BURTONS & HENDERSONS PB 2 PG 9
Legal Block	KILL
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2601 Stuart St is owned by an individual who bought it in September 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	2611 STUART ST, CHATTANOOGA, TN 37406-1936
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Mar 30, 2022	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Mar 30, 2022 · Amount on File
Deed Document Number	2025091600114
Deed Book / Page	14045 / 786
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 16, 2025
Property Address	2601 STUART ST, CHATTANOOGA, TN 37406-1936
Document Number	0000000114
Book / Page	14045 / 786
Map Reference	MB 2 PG 9
Instrument Date	Sep 12, 2025
Instrument	2025091600114
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 STUART ST, CHATTANOOGA, TN 37406-1936

Mortgage

Document Number	0000000115
Date	Sep 16, 2025
Book Page	14045/789
Instrument	2025091600115

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 30, 2022
Property Address	2601 STUART ST, CHATTANOOGA, TN 37406-1936
Document Number	0000000129
Book / Page	12901 / 917
Map Reference	MB 2 PG 9
Instrument Date	Mar 28, 2022
Instrument	2022033000129
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Tax	$675.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 STUART ST, CHATTANOOGA, TN 37406-1936

Tax Assessment & Valuation

The 2025 property tax bill for 2601 Stuart St was $765, up 22% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+22.01%)	$50,500 (+80.04%)	$202,000 (+80.04%) Land $25,000 Building $177,000
2024	$627.00	$28,050 (-)	$112,200 (-) Land $7,500 Building $104,700
2023	$627.00 (+63.28%)	$28,050 (+63.32%)	$112,200 (+63.32%) Land $7,500 Building $104,700
2022	$384.00	$17,175	$68,700 Land $7,500 Building $61,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2601 Stuart St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2601 Stuart St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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