Hamilton County property record for 2512 Stuart St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 888 sqft · built 1920 |
| Lot Size | 0.131 acres (5,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (May 2023) |
| Tax Bill | $657 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2022 Sale & Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137A G 004 |
| Primary APN | 137A G 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,712 sqft (0.131 acres) |
| Lot Dimensions | 96 ft deep x 59.5 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000063913 |
|---|---|
| Street Address | 2512 STUART ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LTS 19 20 BLK 3 GEN WILDERS ADDN TO SHERMAN HEIGHTS PB3 PG10 |
| Legal Subdivision | GEN WILDERS ADDN TO SHERMAN HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 19,20 20 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 12300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Dec 15, 2022 | Warranty Deed, Construction Loan · Construction Mortgage AMERICAN HERITAGE LENDING INC |
| Jul 12, 2022 | Warranty Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC |
| May 13, 2022 | Contract Sale, Transfer |
| Jul 8, 2021 | Agreement of Sale, Transfer RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW |
| Apr 24, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Apr 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on Record |
| Deed Sale | May 4, 2023 · Amount on Record |
| Prior Sale | Dec 15, 2022 · Amount on Record |
| Deed Document Number | 0013281666 |
| Deed Book / Page | 13281 / 666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 4, 2023 |
| Property Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000090 |
| Book / Page | 13281 / 666 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | May 4, 2023 |
| Instrument | 2023050400090 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000091 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023050400091 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 15, 2022 |
| Property Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000005 |
| Book / Page | 13166 / 140 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022121500005 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4377 KAYLA CIR, CHATTANOOGA, TN 37406-1272 |
| Document Number | 0131660143 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 13166-0143 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 12, 2022 |
| Property Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000066 |
| Book / Page | 13022 / 152 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022071200066 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11002 KINGSTON PIKE STE 203, 203, KNOXVILLE, TN 37934-2829 |
| Investor | Possibly a Property Investor |
| Document Number | 0130220154 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 13022-0154 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 13, 2022 |
| Property Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000237 |
| Book / Page | 12957 / 798 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022051300237 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Investor | Possibly a Property Investor |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 8, 2021 |
| Property Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000184 |
| Book / Page | 12559 / 40 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021070800184 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000204 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2512 STUART ST CHATTANOOGA TN 374061933, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000204 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 011056/000969 |
| Instrument | 204 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate | 4.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 6, 2017 |
| Property Address | 2512 STUART ST, CHATTANOOGA, TN 37406-1933 |
| Document Number | 0000000190 |
| Book / Page | 011018 / 000599 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 190 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2512 STUART ST CHATTANOOGA TN 374061933, CHATTANOOGA, TN 37406-1933 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657.00 (+51.38%) | $43,375 (+123.58%) | $173,500 (+123.58%) Land $25,000 Building $148,500 |
| 2024 | $434.00 | $19,400 (-) | $77,600 (-) Land $7,500 Building $70,100 |
| 2023 | $434.00 (+101.86%) | $19,400 (+101.56%) | $77,600 (+101.56%) Land $7,500 Building $70,100 |
| 2022 | $215.00 | $9,625 | $38,500 Land $7,500 Building $31,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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