2608 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2608 Stuart St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,643 sqft · built 1920
Lot Size	0.295 acres (12,880 sqft)
Owner	2 Individual Names on File
Last Sale	$383,400 (Nov 2023)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137A F 003`

Property Details

APN / Parcel Number

Primary APN	`137A F 003`
Alternative APN	`0000063899`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,643 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,880 sqft (0.295 acres)
Lot Dimensions	140 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000063899
Street Address	2608 STUART ST
City	CHATTANOOGA
State	TN
Zip	37406-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 40 PT LTS 39 & 41 BLK KILL MANKERS AMENDED PB4 PG20
Legal Block	KILL
Legal Lot Number	39,41
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1021
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2608 Stuart St is owned and occupied by two individuals who bought it in November 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2608 STUART ST, CHATTANOOGA, TN 37406-1935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jan 13, 2023	Warranty Deed, Transfer TRIDENT REALTY INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	202399
Deed Book / Page	13446 / 419
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 13, 2023
Property Address	2608 STUART ST, CHATTANOOGA, TN 37406-1935
Document Number	0000000099
Book / Page	13446 / 419
Instrument Date	Nov 9, 2023
Instrument	2023111300099
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,418.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 STUART ST, CHATTANOOGA, TN 37406-1935

Mortgage

Document Number	0000000100
Date	Nov 13, 2023
Instrument	2023111300100

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 13, 2023
Property Address	2608 STUART ST, CHATTANOOGA, TN 37406-1935
Document Number	0000000116
Book / Page	13188 / 902
Map Reference	MB 4 PG 20
Instrument Date	Jan 12, 2023
Instrument	2023011300116
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

Amount	Amount on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 OZARK RD, CHATTANOOGA, TN 37415-5911

Mortgage

Document Number	0131880905
Date	Jan 13, 2023
Instrument	13188-0905

Lender

Name	TRIDENT REALTY INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2608 Stuart St was $1,180, up 181% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+180.95%)	$77,875 (+314.78%)	$311,500 (+314.78%) Land $31,300 Building $280,200
2024	$420.00	$18,775 (-)	$75,100 (-) Land $9,400 Building $65,700
2023	$420.00	$18,775 (-)	$75,100 (-) Land $9,400 Building $65,700
2022	$420.00	$18,775	$75,100 Land $9,400 Building $65,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2608 Stuart St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2608 Stuart St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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