2514 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2514 Stuart St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1920
Lot Size	0.132 acres (5,760 sqft)
Owner	Owner Name on File
Last Sale	$20,000 (Nov 2013)
Tax Bill	$248 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137A G 005`

Property Details

APN / Parcel Number

Primary APN	`137A G 005`
Alternative APN	`0000063914`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1967
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,760 sqft (0.132 acres)
Lot Dimensions	96 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	0000063914
Street Address	2514 STUART ST
City	CHATTANOOGA
State	TN
Zip	37406-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LTS 19 20 BLK 3 GEN WILDERS ADDN TO SHERMAN HEIGHTS PB3 PG10
Legal Subdivision	GEN WILDERS ADDN TO SHERMAN HEIGHTS
Legal Block	3
Legal Lot Number	19,20 20
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1020
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 2514 Stuart St acquired it in November 2013.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	2514 STUART ST, CHATTANOOGA, TN 37406-1933
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2013 · Amount on File
Deed Sale	Nov 6, 2013 · Amount on File
Deed Document Number	0010098102
Deed Book / Page	10098 / 102
Last Transfer Date	Nov 7, 2013
Transfer Doc	0000000154
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2514 STUART ST, CHATTANOOGA, TN 37406-1933
Document Number	0802000242
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 STUART ST CHATTANOOGA TN 374061933, CHATTANOOGA, TN 37406-1933

Mortgage

Document Number	0802000242
Date	Aug 2, 2019
Book Page	011718/000099
Instrument	190802000242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2514 Stuart St was $248, up 7.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$248.00 (+7.36%)	$16,375 (+58.6%)	$65,500 (+58.6%) Land $25,000 Building $40,500
2024	$231.00	$10,325 (-)	$41,300 (-) Land $7,500 Building $33,800
2023	$231.00	$10,325 (-)	$41,300 (-) Land $7,500 Building $33,800
2022	$231.00	$10,325	$41,300 Land $7,500 Building $33,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2514 Stuart St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2514 Stuart St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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