2560 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2560 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,360 sqft · built 2016
Lot Size	0.086 acres (3,725 sqft)
Owner	2 Company Names on Record
Last Sale	$744,500 (Feb 2017)
Tax Bill	$11,665 (2025)
Deeds & Mortgages	Dec 2023 Transfer Sep 2023 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`810-86-044`

Property Details

APN / Parcel Number

Primary APN	`810-86-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,181 sqft
2nd Floor Area	1,179 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,725 sqft (0.086 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2560 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Subdivision	TRACT 10279
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3001
Census Tract	512200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer
Sep 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN ADVANTAGE INC
Aug 14, 2019	Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	201723587913
Last Transfer Date	Dec 13, 2023
Transfer Doc	0025577054
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 19, 2023
Property Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577
Document Number	0025577054
Map Reference	MB 893 PG 32-41
Instrument Date	Dec 13, 2023
Instrument	25577054
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577

Mortgage

Document Number	0025530160
Date	Sep 13, 2023
Instrument	25530160

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577
Document Number	0024695812
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2560 APPLE TREE WAY GILROY CA 950207577, GILROY, CA 95020-7577

Mortgage

Document Number	0024695812
Date	Nov 10, 2020
Instrument	24695812

Lender

Name	FRANKLIN ADVANTAGE INC
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 14, 2019
Property Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577
Document Number	0024255660
Map Reference	MB 893 PG 32-41
Instrument Date	Jul 30, 2019
Instrument	24255660
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2560 APPLE TREE WAY, GILROY, CA 95020-7577

Mortgage

Document Number	0024255662
Date	Aug 14, 2019
Instrument	24255662

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0024255661
Date	Aug 14, 2019
Instrument	24255661

Lender

Name	FRANKLIN ADVANTAGE INC
Type	Non-Lending Institution
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,250 (+2%) Land $378,813 Building $502,437
2025	$11,665.00 (+2.74%) Homeowner's exemption	$863,972 (+4.04%) Land $371,386 Building $492,586
2023	$11,354.00 (+1.88%) Homeowner's exemption	$830,424 Land $356,965 Building $473,459
2022	$11,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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