2600 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2600 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,727 sqft · built 1906
Lot Size0.204 acres (8,886 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Jul 2016)
Tax Bill$20,649 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-0004-0092-00

Property Details

APN / Parcel Number

Primary APN041-0004-0092-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,727 sqft Living Area
Gross Area5,274 sqft
1st Floor Area1,547 sqft
2nd Floor Area1,520 sqft
AtticAttic
Attic Area660 sqft
Basement Area1,547 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialTile
Lot Area8,886 sqft (0.204 acres)
Lot Dimensions150 ft deep x 210 ft wide
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area414 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2600 OBSERVATORY AVE
CityCINCINNATI
StateOH
Zip45208-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description2600 OBSERVATORY AVE 60 X 150 LOTS 226 PT 227 HYDE PARK E OF MOONEY AVE SUB PARS 92-93 CONS
Legal SubdivisionMOONEY AVE SUB
Legal Lot Number226
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3004
Census Tract5000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2600 OBSERVATORY AVE, CINCINNATI, OH 45208-2008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY SAVINGS BANK
Jul 28, 2023Transfer on Death Deed, Transfer
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2016 · Amount on Record
Deed SaleJul 27, 2016 · Amount on Record
Prior SaleJul 18, 1997
Deed Document Number201668031
Last Transfer DateJul 21, 2023
Transfer Doc0000052462
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2600 OBSERVATORY AVE, CINCINNATI, OH 45208-2008
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000147836
DateDec 9, 2021
Book Page14560/603
Instrument2021-0147836
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
AddressBETHEL, OH 45106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2032

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJul 28, 2023
Property Address2600 OBSERVATORY AVE, CINCINNATI, OH 45208-2008
Document Number0000052462
Book / Page14967 / 10
Map ReferenceMB 14 PG 63
Instrument DateMar 22, 2023
Instrument2023-0052462
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2600 OBSERVATORY AVE, CINCINNATI, OH 45208-2008

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2600 OBSERVATORY AVE, CINCINNATI, OH 45208-2008
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200108296
DateOct 19, 2020
Book Page14277/1666
Instrument2020-0108296
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,649.00 (+3.09%)$334,905 (-) Land $99,523 Building $235,382$956,870 (-) Land $284,350 Building $672,520
2024$20,030.00 (-2.18%)$334,905 (-) Land $99,523 Building $235,382
2023$20,477.00 (-7.47%)$334,905 (+3.11%) Land $99,523 Building $235,382$956,870 (+3.11%) Land $284,350 Building $672,520
2022$22,129.00 Homeowner's exemption$324,800 Land $72,674 Building $252,126
2020$928,000 Land $207,640 Building $720,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1997–2026)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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