260 Richards Cir, Delaware, OH 43015 Property Records

Delaware County property record for 260 Richards Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,434 sqft · built 1998
Lot Size	0.093 acres (4,051 sqft)
Owner	Trust Name on File
Last Sale	$150,000 (Aug 2019)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Nov 2021 Transfer Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-343-02-005-001`

Property Details

APN / Parcel Number

Primary APN	`519-343-02-005-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	622 sqft
Upper Floors Area	812 sqft
Basement Area	622 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	4,051 sqft (0.093 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	260 RICHARDS CIR
City	DELAWARE
State	OH
Zip	43015-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6054B APPLEGATE BEND
Legal Subdivision	APPLEGATE BEND
Legal Lot Number	6054B
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	5
Census Block	5007
Census Tract	10520

Owner

260 Richards Cir is owner-occupied and held in a trust since September 2021.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	260 RICHARDS CIR, DELAWARE, OH 43015-4223
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Dec 1, 2005 · Amount on File
Deed Document Number	201922787
Deed Book / Page	1658 / 1436
Last Transfer Date	Sep 28, 2021
Transfer Doc	0000050679
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Nov 17, 2021
Property Address	260 RICHARDS CIR, DELAWARE, OH 43015-4223
Document Number	0000050679
Book / Page	1921 / 793
Map Reference	CAB 1 SL 442
Instrument Date	Sep 28, 2021
Instrument	202100050679
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RICHARDS CIR, DELAWARE, OH 43015-4223

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 23, 2019
Property Address	260 RICHARDS CIR, DELAWARE, OH 43015-4223
Document Number	0000022787
Book / Page	1658 / 1436
Instrument Date	Aug 8, 2019
Instrument	201900022787
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000022788
Date	Aug 23, 2019
Instrument	201900022788

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 260 Richards Cir was $3,249, up 5.1% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (+5.15%)	$63,880 (-) Land $9,630 Building $54,250	$182,500 Land $27,500 Building $155,000
2024	$3,090.00 (-0.19%)	$63,880 (-) Land $9,630 Building $54,250
2023	$3,096.00	$63,880 Land $9,630 Building $54,250	$182,500 Land $27,500 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 260 Richards Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Richards Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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