262 Richards Cir, Delaware, OH 43015 Property Records

Delaware County property record for 262 Richards Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,434 sqft · built 1998
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jul 2021)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-343-02-005-000`

Property Details

APN / Parcel Number

Primary APN	`519-343-02-005-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	622 sqft
Upper Floors Area	812 sqft
Basement Area	622 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	3,833 sqft (0.088 acres)
Lot Dimensions	130 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	262 RICHARDS CIR
City	DELAWARE
State	OH
Zip	43015-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6054A APPLEGATE BEND
Legal Subdivision	APPLEGATE BEND
Legal Lot Number	6054A
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	5
Census Block	5007
Census Tract	10520

Owner

262 Richards Cir is owned and occupied by an individual who bought it in July 2021.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	262 RICHARDS CIR, DELAWARE, OH 43015-4223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Nov 17, 2014 · Amount on File
Deed Document Number	202132446
Deed Book / Page	1881 / 189
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 19, 2021
Property Address	262 RICHARDS CIR, DELAWARE, OH 43015-4223
Document Number	0000032446
Book / Page	1881 / 189
Map Reference	CAB 1 SL 442
Instrument Date	Jul 7, 2021
Instrument	202100032446
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	STEWART TITLE, STEWART TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 MAGNAROX WAY #220 # 220, 220, FORT WAYNE, IN 46804-1552

Mortgage

Document Number	0000032447
Date	Jul 19, 2021
Instrument	202100032447

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	262 RICHARDS CIR, DELAWARE, OH 43015-4223
Document Number	0000024321
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 RICHARDS CIR DELAWARE OH 430154223, DELAWARE, OH 43015-4223

Mortgage

Document Number	0000024321
Date	Jul 8, 2020
Book Page	001744/001219
Instrument	24321

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 262 Richards Cir was $3,301, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,301.00 (+5.36%)	$66,370 (-) Land $9,630 Building $56,740	$189,600 Land $27,500 Building $162,100
2024	$3,133.00 (-0.19%) Homeowner's exemption	$66,370 (-) Land $9,630 Building $56,740
2023	$3,139.00 Homeowner's exemption	$66,370 Land $9,630 Building $56,740	$189,600 Land $27,500 Building $162,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 262 Richards Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Richards Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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