255 Richards Cir, Delaware, OH 43015 Property Records

Delaware County property record for 255 Richards Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,412 sqft · built 1998
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Mar 2019)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-343-13-004-000`

Property Details

APN / Parcel Number

Primary APN	`519-343-13-004-000`
Alternative APN	`148167.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	609 sqft
Upper Floors Area	803 sqft
Basement Area	609 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,926 sqft (0.159 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	255 RICHARDS CIR
City	DELAWARE
State	OH
Zip	43015-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 6038 APPLEGATE BEND
Legal Subdivision	APPLEGATE BEND
Legal Lot Number	6038
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	5
Census Block	5008
Census Tract	10520

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 RICHARDS CIR, DELAWARE, OH 43015-4224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2020	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 12, 2018	Grant Deed, Transfer OMEGA TITLE SERVICES, OMEGA TITLE AGCY
Oct 4, 2018	Trustee's Deed, Foreclosure SOJOURNERS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	20195315
Deed Book / Page	1623 / 2193
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	0000034703
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	255 RICHARDS CIR, DELAWARE, OH 43015-4224
Document Number	0000010458
Instrument Date	Mar 28, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	255 RICHARDS CIR DELAWARE OH 430154224, DELAWARE, OH 43015-4224

Mortgage

Document Number	0000010458
Date	Apr 2, 2020
Book Page	001712/002280
Instrument	10458

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 7, 2019
Property Address	255 RICHARDS CIR, DELAWARE, OH 43015-4224
Document Number	0000005315
Book / Page	1623 / 2193
Map Reference	CAB 1 SL 442
Instrument Date	Mar 5, 2019
Instrument	201900005315
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FATCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3001 HACKBERRY RD, IRVING, TX 75063-0156

Mortgage

Document Number	0000005316
Date	Mar 7, 2019
Instrument	201900005316

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 12, 2018
Property Address	255 RICHARDS CIR, DELAWARE, OH 43015-4224
Document Number	0000033678
Book / Page	001611 / 000778
Instrument Date	Nov 13, 2018
Instrument	33678
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$254.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 GREENBRIER RD SUNBURY OH 430748398, SUNBURY, OH 43074-8398

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 4, 2018
Property Address	255 RICHARDS CIR, DELAWARE, OH 43015-4224
Document Number	0000027252
Book / Page	001599 / 000426
Instrument Date	Sep 21, 2018
Instrument	27252
Transaction Type	Foreclosure
Record Updated	Oct 19, 2018
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$254.49
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (+5.38%)	$60,630 (-) Land $9,630 Building $51,000	$173,200 (-) Land $27,500 Building $145,700
2024	$2,862.00 (-0.17%) Homeowner's exemption	$60,630 (-) Land $9,630 Building $51,000
2023	$2,867.00 Homeowner's exemption	$60,630 Land $9,630 Building $51,000	$173,200 Land $27,500 Building $145,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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