256 Richards Cir, Delaware, OH 43015 Property Records

Delaware County property record for 256 Richards Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,482 sqft · built 1998
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Last Sale	$123,900 (Apr 2006)
Tax Bill	$3,233 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-343-02-006-001`

Property Details

APN / Parcel Number

Primary APN	`519-343-02-006-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
Gross Area	2,309 sqft
1st Floor Area	607 sqft
Upper Floors Area	875 sqft
Basement Area	607 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	256 RICHARDS CIR
City	DELAWARE
State	OH
Zip	43015-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 6053
Legal Subdivision	APPLEGATE BEND
Legal Lot Number	6053
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	5
Census Block	5007
Census Tract	10520

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 RICHARDS CIR, DELAWARE, OH 43015-4223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA FINANCIAL CREDIT UNION INC
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2006 · Amount on Record
Deed Sale	Apr 5, 2006 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Document Number	200611443
Deed Book / Page	698 / 1893
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	256 RICHARDS CIR, DELAWARE, OH 43015-4223
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011241
Date	Jun 2, 2023
Book Page	2034/2346
Instrument	202300011241

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	256 RICHARDS CIR, DELAWARE, OH 43015-4223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029450
Date	Aug 10, 2020
Book Page	1755/1967
Instrument	202000029450

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,233.00 (+5.38%)	$65,000 (-) Land $9,630 Building $55,370	$185,700 (-) Land $27,500 Building $158,200
2024	$3,068.00 (-0.2%) Homeowner's exemption	$65,000 (-) Land $9,630 Building $55,370
2023	$3,074.00 Homeowner's exemption	$65,000 Land $9,630 Building $55,370	$185,700 Land $27,500 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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