260 N Cambridge Dr, Geneva, IL 60134 Property Records

Kane County property record for 260 N Cambridge Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,460 sqft · built 1988
Lot Size	0.46 acres (20,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Aug 2022)
Tax Bill	$12,071 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-176-007`

Property Details

APN / Parcel Number

Primary APN	`12-04-176-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	3,762 sqft
Basement Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Lot Area	20,050 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	260 N CAMBRIDGE DR
City	GENEVA
State	IL
Zip	60134-1077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE SUB UNIT 1 - LOT 7
Legal Subdivision	STONEBRIDGE SUB
Legal Block	1
Legal Lot Number	7
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1003
Census Tract	852607

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Jul 16, 2013 · Amount on Record
Deed Document Number	202240170
Prior Transfer Date	Feb 16, 2010
Prior Transfer Doc	0000010692
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2022
Property Address	260 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Document Number	0000040170
Instrument Date	Jul 1, 2022
Instrument	2022K040170
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	260 N CAMBRIDGE DR, GENEVA, IL 60134-1077

Mortgage

Document Number	0000040171
Date	Aug 8, 2022
Instrument	2022K040171

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.6%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	260 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028340
Date	Jun 15, 2018
Instrument	2018K028340

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 2, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	260 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048425
Date	Aug 26, 2020
Instrument	2020K048425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,071.00 (+10.92%) Homeowner's exemption	$175,140 (+8.5%) Land $40,459 Building $134,681	$525,630 (+8.5%) Land $121,426 Building $404,205
2024		$161,419 (+18.38%) Land $37,289 Building $124,130	$484,451 (+18.43%) Land $111,912 Building $372,539
2022	$10,883.00 (+3%) Homeowner's exemption	$136,354 (+3.86%) Land $31,499 Building $104,855	$409,062 (+3.86%) Land $94,497 Building $314,565
2021	$10,566.00 Homeowner's exemption	$131,286 Land $30,328 Building $100,958	$393,858 Land $90,984 Building $302,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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