269 N Cambridge Dr, Geneva, IL 60134 Property Records

Kane County property record for 269 N Cambridge Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,472 sqft · built 1988
Lot Size	0.235 acres (10,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Mar 2020)
Tax Bill	$10,989 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-174-026`

Property Details

APN / Parcel Number

Primary APN	`12-04-174-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	3,681 sqft
Basement Area	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,240 sqft (0.235 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	269 N CAMBRIDGE DR
City	GENEVA
State	IL
Zip	60134-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE SUB UNIT 1 - LOT 25
Legal Subdivision	STONEBRIDGE SUB
Legal Block	1
Legal Lot Number	25
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1005
Census Tract	852607

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	269 N CAMBRIDGE DR, GENEVA, IL 60134-1079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 18, 2020	Deed, Transfer · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	202014170
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	0000018490
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	269 N CAMBRIDGE DR, GENEVA, IL 60134-1079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024705
Date	Jun 14, 2019
Instrument	2019K024705

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.09%
Change Frequency	Monthly

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2020
Property Address	269 N CAMBRIDGE DR, GENEVA, IL 60134-1079
Document Number	0000014170
Instrument Date	Mar 16, 2020
Instrument	2020K014170
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	269 N CAMBRIDGE DR, GENEVA, IL 60134-1079

Mortgage

Document Number	0000014171
Date	Mar 18, 2020
Instrument	2020K014171

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,989.00 (+10.9%) Homeowner's exemption	$160,151 (+8.5%) Land $37,063 Building $123,088	$480,645 (+8.5%) Land $111,233 Building $369,412
2024		$147,604 (+18.38%) Land $34,159 Building $113,445	$442,989 (+18.43%) Land $102,518 Building $340,471
2022	$9,909.00 (+3.03%) Homeowner's exemption	$124,685 (+3.86%) Land $28,855 Building $95,830	$374,055 (+3.86%) Land $86,565 Building $287,490
2021	$9,618.00 Homeowner's exemption	$120,051 Land $27,783 Building $92,268	$360,153 Land $83,349 Building $276,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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