240 N Cambridge Dr, Geneva, IL 60134 Property Records

Kane County property record for 240 N Cambridge Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,810 sqft · built 1988
Lot Size	0.459 acres (20,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2015)
Tax Bill	$12,762 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-04-176-005`

Property Details

APN / Parcel Number

Primary APN	`12-04-176-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
Gross Area	3,662 sqft
Basement Area	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	20,006 sqft (0.459 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	240 N CAMBRIDGE DR
City	GENEVA
State	IL
Zip	60134-1077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE SUB. UNIT 1 LOT 5
Legal Subdivision	STONEBRIDGE
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1003
Census Tract	852607

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
May 14, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2015 · Amount on Record
Deed Sale	Mar 4, 2015 · Amount on Record
Prior Sale	Nov 13, 2012
Deed Document Number	201510618
Prior Transfer Date	Feb 25, 2013
Prior Transfer Doc	0000016491
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	240 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047072
Date	Sep 8, 2017
Instrument	2017K047072

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

Interest

Rate	3.62%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	240 N CAMBRIDGE DR, GENEVA, IL 60134-1077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022334
Date	May 14, 2018
Instrument	2018K022334

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 26, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,762.00 (+14.65%) Homeowner's exemption	$184,697 (+8.5%) Land $40,459 Building $144,238	$554,313 (+8.5%) Land $121,426 Building $432,887
2024		$170,227 (+18.38%) Land $37,289 Building $132,938	$510,885 (+18.43%) Land $111,912 Building $398,974
2022	$11,131.00 (+3%) Homeowner's exemption	$143,795 (+3.86%) Land $31,499 Building $112,296	$431,385 (+3.86%) Land $94,497 Building $336,888
2021	$10,807.00 Homeowner's exemption	$138,450 Land $30,328 Building $108,122	$415,350 Land $90,984 Building $324,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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